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iBusinessSolutions is the premier payroll, HR, and benefits management company in Sarasota, FL. Learn more about our nationwide services and company values. About iBusinessSolutions Our work is Payroll. Our Passion is People. Co-Founder David Yohn Co-Founder Jamie Dunnam Sales MGR / Partner Michael Braun Since 2008, iBusinessSolutions has brought innovation, premier customer service, and robust technical solutions to hundreds of businesses of varying size and industry. From hire to retire, we provide the thorough support and assistance you need to ensure that your business meets and exceeds its goals. Our wealth of expertise in employee management, human resources, payroll, workers' compensation, and insurance paired with program monitoring, legal compliance, and evaluation of proper insurer performance establish our edge and diversity when servicing your business. Our solutions have transformed how businesses manage their most vital asset: their people. We deliver comprehensive, scalable, and high-value outcomes that are valued by employers, entrepreneurs, and customers. Our Story: David & Jamie started this company with a vision to support our Community and Small businesses with affordable, service-oriented payroll, benefit, and work comp solutions. We focus on our values, our community, and always put people first. Our Mission: To turn our clients’ mountains into molehills by simplifying their complex processes. Our Vision: To invest $250,000 annually into our team and community to inspire positive change. Our Values Simplicity we take complicated subjects, break them down and package them in a way that can be easily understood. we ensure our message is understood with confirmation. we are sensitive to the needs and timeline of others. we intentionally seek out the needs of others. Communication Compassion Community Ownership we accept full responsibility for our actions.

Stay informed with the latest updates, news, and insights from the iBusinessSolutions community. Learn how we’re shaping the future of HR and payroll software. iBusinessSolutions impacts the Community Our work is Payroll, but our passion is People. With iBusinessSoltuions, you get a dedicated, Sarasota-based professional team who knows your name. We're also a C12 Group company built on integrity and invest $250,000 annually back into our community. Why Local Businesses Choose Us, How We Give Back When servicing our clients, we strive to bring the employer and employee relationship to life. We understand that the success of a company is reliant on the company's most important asset: their people. Our compassion for each other, our clients, and our community is the basis for achieving the reality of our vision: to inspire positive change in our community. Personalized Payroll, Benefits & Workers’ Comp Solutions We are proud to be advocates for a multitude of causes in our community. Proudly based in Sarasota, Florida, we have developed lasting relationships with non-profits and charitable organizations through volunteer work, philanthropy, and service. Proudly contributing to organizations such as St. Jude Children's Research Hospital, Haiti Bible Mission, Agape Flights, Cat Depot, Nate's Honor Animal Rescue, and many others, we aspire to change people's lives. To put it simply: "Our work is Payroll, Our passion is People" iBusinessSolutions Rallies Southwest Florida Partners for 2025 Marine Toys for Tots Campaign iBusinessSolutions Gives Back at Hope City’s 'Kicks for Kids' Event 17 Years of Innovation and Growth: The Journey of iBusinessSolutions

Discover how iBusinessSolutions turns administrative mountains into molehills. From iSolved HCM technology to personalized Workers’ Comp and Benefits, we support SMBs nationwide with integrity and expert care. Simplify Your Back Office and Get Back to Doing What You Do Best. Compare Payroll Providers. For Your Free Demo Call (941) 487-7275 Comprehensive Payroll, Benefits, and Insurance Solutions Tailored for Your Growth. At iBusinessSolutions, we believe your focus should be on your craft, your team, and your community—not on the complexities of administration. We combine best-in-class technology with a people-centric approach to simplify your back office and protect your most valuable asset: your people. Schedule A Demo WHO WE ARE Nationwide Reach. Local Heart. For nearly 17 years, iBusinessSolutions has served as a family and Christian-owned leader in the HCM and insurance industry. While our roots are in the Florida Gulf Coast, we are proud to support business owners in 48 states across the country. We aren't just a vendor; we are an extension of your team. Founded on core values of Simplicity, Compassion, and Community, we invest $250,000 annually back into the communities we serve. Our mission is to keep you in compliance and "in the know," so you can lead with peace of mind. The Three Pillars of Your Back Office Cloud-Based Payroll & HR Powered by the iSolved People Cloud, our unified platform eliminates the need for multiple tools and manual data entry. Real-Time Processing: View previews and handle tax filings with ease. Simplified Onboarding: Make a great first impression with digital onboarding for every new hire. Workforce Management: Integrated time tracking, scheduling, and custom PTO policies tailored to your management levels. Multi-State Support: Certified payroll reports and garnishment processing across nearly every state Learn More Expert Benefits Administration Attract and retain key personnel with a benefits package that is easy to manage and easy for employees to love. Full-Service Management: We handle everything from eligibility and QLEs to carrier communication. Invoice Reconciliation: We "police" your monthly invoices to ensure you are never overcharged by carriers. Employee Self-Service: Mobile-friendly open enrollment and life-event management. Compliance Peace of Mind: We manage COBRA, ACA reporting (1094/1095), and ERISA wrap documents so you don't have to. Learn More Smart Workers’ Comp & Risk Management Stop overpaying for insurance. We align your coverage with your actual business needs to protect your cash flow. Pay-As-You-Owe: Eliminate large down payments and surprise year-end audits by tying premiums directly to your actual payroll. Expert Classification: We verify class codes to ensure you are paying the correct premium for your specific industry. Audit Support: When it's time for an audit, we supply all records and payment trails for you. Carrier Advocacy: We shop your policy annually and fight for "safety rewards" or dividends to put capital back into your business. Learn More Why Businesses Choose Us Over the "Giants" Unlike faceless call centers, we know our clients by name. We offer: Transparent Pricing You only pay for what you use—no hidden fees, no forced bundles, and no charges for custom reports Free Training When you have staff turnover, we are always available to train your new team members at no extra cost. Scalability Whether you have five employees or five hundred, our platform grows with you. Community Integration Our platform even allows your employees to give directly to non-profits worldwide through our integrated giving tool. Experience the Power of iSolved iSolved is more than just payroll—it is a comprehensive Human Capital Management suite. See how it streamlines talent acquisition, expense management, and performance reviews in one single sign-on experience. Get a FREE Quote Ready to make your administrative mountains disappear? Contact us today for a free, no-obligation demo and quote. See for yourself why business owners are switching from the "big-box" providers to a partner who truly cares. Learn more

Optimize your workforce with iBusinessSolutions' HR Tech Offerings. From AI-driven recruitment and onboarding to integrated time-tracking and performance management, our isolved and Prevue add-ons empower small to medium businesses to streamline operations and invest in their people. Modern HR Tech Offerings: Elevating Your Business & Empowering Your People For a Quick Demo Call (941) 487-7275 Managing a growing business shouldn’t mean getting buried in administrative paperwork. At iBusinessSolutions, we believe technology should be the engine that frees you to focus on your mission. Our suite of HR Tech Offerings integrates seamlessly with your payroll and benefits, providing sophisticated tools that were once only available to big-box corporations. Whether you need to find the perfect-fit candidate with Prevue assessments or foster a culture of growth with Learn and Grow, our solutions are designed to go the extra mile. We don’t just provide software; we provide the technology that turns operational challenges into streamlined success stories, all while honoring our commitment to integrity and people-centric service. Schedule a demo iSolved Add-ons Time and Attendance Complete with insightful reporting options and an engaging mobile option for employees on the go, isolved Time is the perfect fit for small-to-midsized employers. Born in the cloud, isolved Time deploys quickly and it also scales with you. As you grow, our solution grows with you. It includes features like simplified scheduling, time card data at-a-glance, and comp time, which can reduce the burden of costly overtime pay by offering paid time off for overtime hours worked. Scheduling A simpler way to oversee and gain visibility into worker schedules is a must have for any employer. From staying compliant with legal staffing regulations to the shift toward hybrid work environments, staffing managers face more challenges than ever. Empower workers and managers to improve operational efficiencies with isolved Scheduling—an adaptive, feature rich solution that makes creating, updating, and communicating employee schedules a strategic asset. Onboarding From the moment a candidate accepts your offer and joins your organization to the point of their departure, their interactions and impressions matter. isolved Onboard & Develop solutions provide analytics, templates, and wizards to ensure consistency and compliance as you onboard new employees and connect with them in more meaningful ways. Learn and Grow (LMS) Encourage and motivate employees to grow personally and professionally by offering interactive courses while measuring individual and collective progress to develop your employees. Improve employee retention and set your company apart by offering personal and professional learning opportunities, configurable paths for career growth and providing feedback on training attainment. Share and Perform Recognizing employees beyond the context of work serves as a valuable post-pa demic opportunity—one that can boost employee engagement and customer experience. With isolved Share & Perform, enable multi-directional employee communication that dr nives toward a transformative company culture. Built-in employee recognition and performance management tools allow both employees and managers to engage in maximum business success. Applicant Tracking System isolved Applicant Tracking helps you quickly locate, interview and onboard the best-fit candidates. Streamline your hiring with a customizable applicant tracking system (ATS) to help you optimize every stage of your recruiting process. Whether you want to scale your team quickly, source remote candidates or reach diverse talent, isolved Attract & Hire (which includes isolved Applicant Tracking and more) gives you the technology to find the best-fit candidates for your open roles. Prevue The Prevue platform delivers powerful insights across the entire employee journey, streamlining your hiring process with ease. Designed for efficiency, it requires no extensive training — so your team can start assessing candidates quickly. With data-driven evaluations, you can make informed hiring decisions, build high-performing teams, and find the right talent faster. Find out why iBusinessSolutions is #1 in Sarasota for Payroll, Human Capital Management, Timekeeping, Workers Comp, and Health Insurance. Schedule a demo

Events Vet Togeter iBusinessSolutions will be attending the Vet Together conference at the Las Vegas convention center October 1-3, 2026. Click Here to take Survey

Understand officer exemptions and minimums for Florida workers compensation. Stay compliant with expert tips. Explore the guide now. Understanding Officer Minimums and Exemptions FLORIDA WORKERS’ COMPENSATION EXEMPTIONS AT-A-GLANCE iBusinessSolutions provides as much relevant information possible to keep you knowledgeable and protected. Officer Exemptions can be obtained through the state of Florida and determine your inclusion in the Work Comp policy for your business. Our goal is to become a resource and business partner for your business. Please don’t hesitate to reach out with any question you may have regarding Workers’ Comp . In addition, please contact a licensed insurance agent, an attorney, or the Division of Workers’ Compensation. Worker Comp Quote 2026 Officer Minimums Non-construction minimum: $67,600 annually per included officer Non-construction maximum: $202,800 annually per included officer ($3,800/week) Construction minimum: $33,800 annually per included officer Construction maximum: $202,800 annually per included officer ($3,800/week) Officer Exemptions: What does it mean? ✅ No Officer Exemption / Included in the policy: The officer minimum payroll does apply for Workers’ Comp premium calculation. If the officer paid themselves less than the officer minimum, it will be due at audit. ❌ Active Officer Exemption / Excluded from the policy: The officer minimum payroll does NOT apply for Workers’ Comp premium calculation. They do not have coverage through their comp policy. Officer exemptions must be filed through the State of FL in order to be active They can be filed, renewed, or revoked at: https://www.myfloridacfo.com/division/wc/employer/exemptions Officer exemptions expire every 2 years, regardless of industry, and it is the insured’s responsibility to ensure it’s active if they intend to be exempt. The Divisions of Bureau of Compliance can be reached at (850) 413-1609 if you have addition questions or concerns. Construction Industry Worker’s Comp is required by law if the business has 1 or more employees Corporate officers may elect to be exempt if: The officer owns at least 10% of the stock of the business The officer is listed as such in the records of the FL Dept of State The business is registered and listed as active with the FL Dept of State No more than 3 corporate officers can be exempt per business. There is a $50 application fee per officer. Non-Construction Industry Worker’s Comp is required by law if the business has 4 or more employees Non-Construction officers may elect to be exempt if: The officer is listed as such in the records of the FL Dept of State The business is registered and listed as active with the FL Dept of State There is no limit to the number of exempt officers. There is no application fee applied. Sole Proprietors and Partners in Non-Construction Industry They are automatically exempt but can elect to be included in the comp coverage. Contact Us Today Work Comp FAQ What are Class Codes and why do they matter? Class codes are used to categorize the work conducted by employees in different departments. Each class code has an associated Net Rate, which is issued by the state of FL. The net rate changes based on the risk of the particular job. For instance, a roofer will have a higher net rate than a receptionist due to the nature of the work being conducted. This is why it is crucial that the employee log is reviewed regularly by management to ensure everyone is classified properly. How do I know if I’m required by law to have Workers' Compensation coverage? To ensure that your business is compliant, simply count the number of current employees. Construction: If you have one or more it is required by law to have WC coverage. Non-Construction: If you have four or more employees, it is required by law to have WC coverage. What are the common Construction Class Codes in FL? The construction industry covers a wide range of jobs! It ranges from steel work, carpentry, roofing, and welding. Please see the link below for a comprehensive review of the construction class codes that are frequently utilized in Florida. Florida Construction Class Codes The state Division of Workers’ Compensation considers the following class codes to be in the construction industry. An employer is engaged in the construction industry when any portion of the employer’s business operations is described in the construction industry classification codes below: (a) 0042 Landscape Gardening and Drivers (b) 0050 Farm Machinery Operation By Contractor and Drivers (c) 1322 Oil or Gas – Well – Cleaning or Swabbing of Wells – By Specialist Contractor – No Drilling & Drivers (d) 2799 Manufactured, Modular or Prefabricated Home Setup, Hookup, or Installation at Building Site (e) 3365 Welding or Cutting NOC and Drivers (f) 3719 Oil Still Erection or Repair (g) 3724 Machinery or Equipment Erection or Repair NOC and Drivers (h) 3726 Boiler Installation or Repair – Steam (i) 5020 Ceiling Installation Suspended Acoustical Grid Type (j) 5022 Masonry NOC (k) 5037 Painting: Metal Structures Over Two Stories in Height and Drivers (l) 5040 Iron or Steel: Erection – Frame Structures (m) 5057 Iron or Steel: Erection NOC (n) 5059 Iron or Steel: Erection – Frame Structures Not Over Two Stories in Height (o) 5069 Iron or Steel: Erection Construction of Dwellings Not Over Two Stories in Height (p) 5102 Door and Window Installation – All Types – Residential and Commercial (q) 5146 Furniture or Fixtures Installation – Portable – NOC (r) 5160 Elevator Erection or Repair (s) 5183 Plumbing NOC and Drivers (t) 5188 Automatic Sprinkler Installation and Drivers (u) 5190 Electrical Wiring Within Buildings and Drivers (v) 5213 Concrete Construction NOC (w) 5215 Concrete Work Incidental to the Construction of Private Residence (x) 5221 Concrete or Cement Work – Floors, Driveways, Yards or Sidewalks and Drivers (N/A MA) (y) 5222 Concrete Construction in Connection with Bridges or Culverts (z) 5223 Swimming Pool Construction, Installation, or Repair -Not Iron or Steel & Drivers (aa) 5348 Ceramic Tile, Indoor Stone, Marble, or Mosaic Work (bb) 5402 Hothouse Erection All Operations (cc) 5403 Carpentry – NOC (dd) 5437 Carpentry – Installation of Cabinet Work or Interior Trim (ee) 5443 Lathing and Drivers (ff) 5445 Wallboard Installation Within Buildings and Drivers (gg) 5462 Glazier Away From Shop and Drivers (hh) 5472 Asbestos Removal Operations: Contractor – Pipe and Boiler Work Exclusively & Drivers (ii) 5473 Asbestos Removal Operations: Contractor – NOC and Drivers (jj) 5474 Painting NOC & Shop Operations, Drivers (kk) 5478 Floor Covering Installation – Resilient Flooring – Carpet and Laminate Flooring (ll) 5479 Insulation Work NOC and Drivers (mm) 5480 Plastering NOC and Drivers (nn) 5491 Paperhanging and Drivers (oo) 5506 Street or Road Construction: Paving or Repaving and Drivers (pp) 5507 Street or Road Construction: Subsurface Work and Drivers (qq) 5508 Street or Road Construction: Rock Excavation and Drivers (rr) 5509 Street or Road Maintenance or Beautification & Drivers (ss) 5535 Sheet Metal Work – Installation & Drivers (tt) 5537 Heating, Ventilation, Air-Conditioning and Refrigeration Systems Installation, Service and Repair, Shop, Yard & Drivers (uu) 5551 Roofing – All Kinds and Drivers (vv) 5606 Contractor – Project Manager, Construction Executive, Construction Manager or Construction Superintendent (ww) 5610 Cleaner – Debris Removal – Construction Contractor (xx) 5613 Cleaner – Debris Removal – Temporary Labor Service (yy) 5645 Carpentry – Detached One or Two Family Dwellings (zz) 5651 Carpentry – Dwellings – Three Stories or Less (aaa) 5703 Building Raising or Moving (bbb) 5705 Salvage Operation – No Wrecking or Any Structural Operations (ccc) 6004 Land Pile Driving (ddd) 6006 FMarine Pile Driving, Dock & Seawall, Jetty or Breakwater, Dike or Revetment Construction – All Operations to Completion & Drivers (eee) 6017 Dam or Lock Construction: Concrete Work – All Operations (fff) 6018 Dam or Lock Construction: Earth Moving or Placing – All Operations and Drivers (ggg) 6045 Levee Construction – All Operations to Completion and Drivers (hhh) 6204 Drilling NOC and Drivers (iii) 6206 Oil or Gas Well: Cementing and Drivers (jjj) 6213 Oil or Gas – Well – Specialty Tool & Equipment Leasing NOC – All Employees & Drivers (kkk) 6214 Oil or Gas Well: Perforating of Casing – All Employees and Drivers (lll) 6216 Oil or Gas – Lease Work NOC – By Specialist Contractor & Drivers (mmm) 6217 Excavation and Drivers NOC (nnn) 6229 Irrigation or Draining System Construction & Drivers (ooo) 6233 Oil or Gas Pipeline Construction & Drivers (ppp) 6235 Oil or Gas Well: Drilling or Redrilling & Drivers (qqq) 6236 Oil or Gas Well: Installation or Recovery of Casing & Drivers (rrr) 6237 Oil or Gas Well: Instrument Logging or Survey Work and Drivers (sss) 6251 Tunneling Not Pneumatic – All Operations (ttt) 6252 Shaft Sinking – All Operations (uuu) 6260 Tunneling – Pneumatic – All Operations (vvv) 6306 Sewer Construction – All Operations and Drivers (www) 6319 Gas Main or Connection – Construction and Drivers (xxx) 6325 Conduit Construction – For Cable or Wires – & Drivers (yyy) 6400 Fence Installation and Repair-Metal, Vinyl, Wood or Prefabricated Concrete Panel Fence Installed By Hand (zzz) 7538 Electric Light or Power Line Construction & Drivers (aaaa) 7605 Burglar and Fire Alarm Installation or Repair & Drivers (bbbb) 7855 Railroad Construction: Laying or Relaying of Tracks or Maintenance of Way by Contractor – No Work on Elevated Railroads – & Drivers (cccc) 8227 Construction or Erection Permanent Yard (dddd) 9534 Mobile Crane and Hoisting Service Contractors – NOC – All Operations – Including Yard Employees and Drivers (eeee) 9554 Sign Installation, Maintenance, Repair, Removal, or Replacement NOC & Drivers Find out why iBusinessSolutions is #1 in Sarasota for Payroll, Human Capital Management, Timekeeping, Workers Comp, and Health Insurance. Workers Comp Quote

Privacy Policy Last Updated: January 9, 2026 Objective This policy applies to all personal data processing carried out by the Company and aims to inform the user about the way in which the Company processes personal data (including details of the type of personal data collected and the purpose of processing) and regarding the rights of the user in relation to their personal data. Contact Information In case a user has any questions about the Privacy Policy or would like to establish communication, the user can contact the Company through the following means: Address: 7020 Professional Parkway, Suite 100 Lakewood Ranch, FL 34240 Phone Number: (941) 487-7275 Email Address: admin@ibusinesssolutions.com In addition, information about the officer in charge of processing your personal data is listed below: Company Name: iBusinessSolutions referred to in this document as “Company” Identity of the Controller: IBUSINESSSOLUTIONS, INC. Address: 7020 Professional Parkway, Suite 100 Lakewood Ranch, FL 34240 Email Address: admin@ibusinesssolutions.com referred to in this document as “Email Address” Approval Your use of the Site constitutes your acknowledgment and approval of the Company's Privacy Policy and the Company’s Terms and Conditions, if any. Categories of Personal Information We Collect About You In compliance with current regulations on the protection of personal data and depending on your interaction with us, we may collect the following categories of personal information about you directly from you, from third parties, and automatically through your use of our Site. Identifiers, such as your name, postal address, telephone number, date of birth, IP address, unique online identifier, or similar identifier. Protected classifications, such as age and gender. Payment information, such as your financial account information, credit card number, debit card number, or other payment card information. Commercial Information, such as records of products or services purchased or obtained, membership records, and records of gifts. Professional information, such as the name of your employer and business title. Internet or other electronic network activity, such as your browser type and operating system; web pages you view, links you click, search history on the site, and other information regarding your interaction with an internet website, email, newsletter, or advertisement; the length of time you visit our site; and the referring URL, or the webpage that led you to our site. Geolocation data, as defined under applicable law. Inferences, such as inferences drawn to create a profile reflecting your preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, or aptitudes. Sensitive personal information, as defined under applicable law, such as your precise geolocation data and financial account information. Information We Collect Directly From You. We collect personal information directly from you when you use our Service. If you sign up to receive information or services from us or if you register for an account on our site, we may collect your contact information (e.g., name, home address, telephone number, or email address) and account login credentials. If you contact us, we may collect your contact information, as well as the contents of a message or attachments that you may send to us, and other information that you choose to provide. Information We Collect From Other Sources. We may collect personal information from our parent, affiliate, and other related entities, as well as from third parties that perform functions on our behalf, such as our advertising and analytics partners. When you sign in to our Service using a social media account, you give permission to the social media platform to share your personal information with us. Information We Collect Automatically. We, and our third-party business partners, automatically collect personal information when you use our Service using cookies, pixel tags, clear GIFs, or similar technologies. This may include information such as your IP address and the types of personal information described above as “Internet or other electronic network activity.” This may also include information about your location if you give us permission to do so (“Geolocation Data”) by setting your device to allow for location tracking/data or by opting into browser prompts that ask for location tracking. You can enable or disable location services when you use our Service at any time, through your device settings. Please review our section below on Cookies for additional information regarding our use of cookies and related technologies. How We Use Your Information Depending on your interaction with us, we may use the categories of personal information described above for the following business and commercial purposes: To provide our Service and fulfill your requests. We use your information to provide and maintain our Service, to process and fulfill your requests, to communicate with you about your use of our Service or changes to our Service, to respond to your inquiries, and for other customer service and business administration purposes. To improve our Service. We use your information to understand and analyze our user base and how you use the Service, to improve and enhance the Service, and to develop new products, services, features, and functionality. Identification and authentication purposes. We may use your information for identification and authentication purposes. For example, when you enter your account login ID and password to enter one of our registration or login portals, we use your login credentials to authenticate your identity. Personalization. We use your information to tailor the content and information that we may send or display to you, offer location customization, personalized help and instructions, and otherwise personalize your experience while using the Service. For example, if you allow us to collect geolocation data, we use this information to deliver content related to your specific location and identify business locations/listings around your location. Marketing and promotional purposes. We may use your information to send you news and newsletters, event updates, and to communicate with you about new features, offers, events, or products, or to otherwise contact you about information we think may be of interest to you. Research and reporting. We may use your information to administer surveys and questionnaires (online and offline) for research and reporting purposes to help us better serve individuals by learning more about their needs and the quality of the products, services, and educational information we provide. The survey responses may be utilized to determine the effectiveness of our Service, various types of communications, advertising campaigns and/or promotional activities. Combining information. We (and our third-party business partners on our behalf) may merge, co-mingle, or otherwise combine information, including your personal information, in furtherance of the purposes described above. To comply with legal obligations. We may use your information to comply with our legal obligations or to exercise or defend our rights or the rights of a third party, including complying with law enforcement or government authority requests and participating in compliance audits. To protect us and others. We may use your information where we believe it necessary to investigate, prevent, or take action regarding suspected or actual illegal activities, fraud, situations involving potential threats to the safety of any person, or to otherwise enforce this Policy, our Terms and Conditions, and the integrity of the Service. Deidentified data. We may also deidentify or anonymize your data in such a way that you may not reasonably be re-identified by us or another party, and we may use this deidentified data for any purpose permitted under applicable law. To the extent we deidentify any data originally based on personal information, we will maintain and use such data in deidentified form and will not attempt to reidentify the data. SMS Consent: Mobile Opt-In, SMS consent and phone numbers collected for SMS communication purposes will not be shared with third parties and affiliates for marketing purposes. If we want to use your information for any other purpose, we will ask for your consent and use your information only when we receive your consent and then only for the purpose(s) for which consent will be granted, unless we are required by law to do otherwise. We will retain your personal information with us for an unspecified amount of time after user accounts remain idle or for as long as necessary to fulfill the purposes for which it was collected, as detailed in this Privacy Policy. Data Retention Your personal information will be held for only so long as it is necessary for the purpose for which it was originally collected, and in accordance with applicable local law. We will retain your personal information for the period necessary to fulfill the purposes outlined in this Policy. When assessing retention periods, we first examine whether it is necessary to retain the personal information collected and, if retention is required, work to retain the personal information for the shortest possible period permissible under applicable law. To determine the appropriate retention period for personal information, we consider the amount, nature and sensitivity of the personal information, the potential risk of harm from unauthorized use or disclosure of the personal information, the purposes for which we process the personal information, and whether we can achieve those purposes through other means, and the applicable legal, regulatory, tax, accounting or other requirements. How We Disclose the Information We Collect We may disclose each of the categories of personal information described above for our business and commercial purposes as follows: Related Entities. We may disclose the personal information we collect about you to our parent, affiliate, and related entities. Service Providers. We may disclose the personal information we collect about you to service providers, contractors, and agents who perform functions and business operations on our behalf, for the purposes set out above. Third Parties. We may disclose the personal information we collect about you to third-party business partners, such as entities that provide us with advertising and analytics services, as well as business partners with whom we may jointly offer products, services, or educational information or whose products or services we believe may be of interest to you. We may also disclose your personal information in the following circumstances: Business Transfers. If (i) we or our affiliates are or may be acquired by, merged with, or invested in by another company, or (ii) if any of our assets are or may be transferred to another company, whether as part of a bankruptcy or insolvency proceeding or otherwise, we may transfer the information we have collected about you to the other company. As part of the business transfer process, we may disclose certain of your information to lenders, auditors, and third-party advisors, including attorneys and consultants. In Response to Legal Process. We may disclose your personal information to comply with the law, a judicial proceeding, a court order, or other legal process, such as in response to a court order or a subpoena. To Protect Us and Others. We may disclose your personal information where we believe it is appropriate to do so to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the safety of any person, violations of our Terms and Conditions, or this Policy, or as evidence in litigation in which we are involved. Aggregate and Deidentified Information. We may disclose aggregate, anonymized, or deidentified information about you for any purpose permitted under applicable law. Consent. We may disclose your personal information with your consent. Our Use of Cookies and Related Technologies When you visit the Site, the Company and third parties may store certain information on your browser, app, or device in the form of a "cookie" or similar file. The Site uses cookies and other technologies to (i) track advertising, (ii) collect traffic data from the Site, and (iii) improve the user experience when using the Site. The user should be aware that, in order to browse the Site, it is not necessary for him or her to allow the installation of cookies sent by the Site. This may only be required in relation to certain services. Most browsers allow you to manage how cookies are set and used as you’re browsing, and to clear cookies and browsing data. Also, your browser may have settings letting you manage cookies on a site-by-site basis. Most mobile devices and applications allow you to manage how similar technologies, such as unique identifiers used to identify an app or device, are set and used. For example, the Advertising ID on Android devices or Apple’s Advertising Identifier can be managed in your device’s settings, while app-specific identifiers may typically be managed in the app’s settings. Cookies. Cookies are small text files containing a string of alphanumeric characters. We may use both session and persistent cookies. A session cookie disappears after you close your browser. A persistent cookie remains after you close your browser and may be used by your browser on subsequent visits to our Site. Please review your browser’s “Help” file to learn the proper way to modify your cookie settings. Please note that if you delete or choose not to accept cookies from the Service, you may not be able to utilize the features of the Service to their fullest potential. To learn more about cookies, visit http://www.allaboutcookies.org . Clear GIFs, pixel tags, and other technologies. Clear GIFs are tiny graphics with a unique identifier, similar in function to cookies. In contrast to cookies, which are stored on your computer’s hard drive, clear GIFs are embedded invisibly on web and app pages. We may use clear GIFs (a.k.a. web beacons, web bugs, or pixel tags) to among other things, track the activities of site visitors, help us manage content, and compile statistics about Service usage. A clear GIF can collect information such as: the IP address of the computer that downloaded the page on which the tag appears; the URL of the page on which the pixel tag appears; the time the page containing the pixel tag was viewed; the browser type and language; the device type; geographic location; and, the identification number of any cookie on the computer previously placed by that server. We and our third-party business partners may also use clear GIFs in HTML emails to our customers to help us track email response rates, identify when our emails are viewed, and track whether our emails are forwarded. Analytics. We may use Google Analytics and other analytics tools to collect information regarding visitor behavior and visitor demographics on our Site. For more information about Google Analytics, please visit www.google.com/policies/privacy/partners . You can opt out of Google’s collection and processing of data generated by your use of the Services by going to http://tools.google.com/dlpage/gaoptout . Interest-based advertising. We may set tracking tools (e.g., cookies, clear GIFs) provided by third-party advertising partners on our site to collect information regarding your activities on our site (e.g., your IP address, page(s) visited, time of day) for advertising purposes. We may also share such information with third-party advertising partners. These advertising partners may use this information (and similar information collected from other websites) for purposes of delivering targeted advertisements to you when you visit non-Site related websites. This practice is commonly referred to as “interest-based advertising” or “online behavioral advertising.” If you do not want interest-based advertising, you may be able to opt-out by visiting US-based https://thenai.org/opt-out/ and www.aboutads.info/choices/ . Data Security We implement physical, technical, and organizational security measures designed to safeguard personal information. These measures are aimed to protect the personal information we collect from loss, misuse, and unauthorized access, disclosure, alteration, and destruction. Please be aware that despite our efforts, no data security measures can guarantee security. Third-Party Links Our Site may contain links to third-party websites. Any access to and use of such linked websites is not governed by this Policy but is instead governed by the privacy policies of those third-party websites. We are not responsible for the information practices of such third-party websites, and we encourage you to review the privacy policies of any third-party sites you choose to visit. Children's Privacy At the Company, we recognize the importance of protecting the privacy of children. Our Service is not intended for children or minors under the age of sixteen years. Accordingly, we do not store information from minors under the age of sixteen years. If you believe that a child has submitted personal information to us, please contact us at our Email Address and we will take reasonable steps to delete the information. We do not knowingly “sell” or “share” the personal information of children under the age of 16. Additional Disclosures Under Applicable Laws You may have certain rights regarding our processing of your personal information under applicable local law. If our processing of your personal information is governed by such laws, this section provides you with additional information regarding your rights and our processing of your personal information under applicable local law. We may disclose each of the categories of personal information described above for our business and commercial purposes. We may “sell” or “share” each of the categories of personal information described above for cross-context behavioral advertising (as those terms are defined under applicable local law). We do not disclose your sensitive personal information for purposes other than permitted under applicable local law. Marketing Communications We may send periodic promotional emails to you. You may opt-out of promotional emails by following the opt-out instructions contained in the email. Please note that it may take up to 10 business days for us to process opt-out requests. If you opt-out of receiving promotional emails, we may still send you emails about your account or any services you have requested or received from us. Your Privacy Choices and Rights Depending on the jurisdiction in which you live, you may have the following rights under applicable local law: Right to request access and a copy of your personal information and information relating to how it is processed; Right to request deletion of your personal information; Right to request the correction or update of the personal information we hold about you; Right to opt-out of “sales” of your personal information and “sharing” of your personal information for cross-context behavioral advertising purposes (as these terms are defined under applicable law) Right to opt-out of targeted advertising; Right to limit our use of your sensitive personal information; Right to not be unlawfully discriminated against for exercising your rights. These rights may be limited or denied in some circumstances. For example, we may retain your personal information where required or permitted under applicable law. You may also opt-out of our “sale” or “sharing” of your personal information through privacy preference signals recognized under applicable local law, such as the Global Privacy Control (GPC), but please note that this signal will be linked to your browser only. For more information on the GPC and how to use a browser or browser extension incorporating the GPC signal, see https://globalprivacycontrol.org/ . Verification Process In order to protect your information, we will confirm a requestor’s identity before responding to any request. To start the process, you must provide your name and email. We will ask you at least one question, and you must reply by email with the correct answer for each question based on your previous interaction with us. If we still cannot verify your identity as required by applicable laws, we will let you know and may ask additional questions. Otherwise, we will acknowledge your request and contact you later with our full response. We will only send verification questions from our Email Address. Before sending a verification response, please double-check the email address. If you receive an email that appears to be from us but is not from our verification email address listed above, do not respond. Any information we gather through this process will only be used for consumer verification, security procedures, or fraud prevention. We will delete any verification information as soon as practical after processing your request. Authorized Agents You may designate an authorized agent to exercise your rights under applicable laws on your behalf. Pursuant to applicable laws: You must provide the authorized agent written permission to exercise your rights under applicable laws on your behalf. We may deny a request from an authorized agent on your behalf if the authorized agent does not submit proof that he, she, or it has been authorized by you to act on your behalf if we request such proof, as permitted by applicable laws. Even if you use an authorized agent to exercise your rights under applicable laws on your behalf, pursuant to applicable laws we may still require that you verify your own identity directly to us. Financial Incentives We do not offer financial incentives to collect personal information, and we will not discriminate against you if you exercise any of the rights provided by applicable laws set forth in this Privacy Policy. Please note that a legitimate denial of a request for information, deletion, or to opt-out is not discriminatory, nor is charging a fee for excessive or repetitive consumer requests as permitted by applicable laws. Appeals You may have a right to appeal a decision we make relating to requests to exercise your rights under applicable local law. To appeal a decision, please contact us at our Email Address. Additional California Privacy Rights California Civil Code Section § 1798.83 permits users of our website that are California residents to request certain information regarding our disclosure of personal information to other parties for their direct marketing purposes. To make such a request, please send an email to our Email Address with the subject “Shine the Light Request.” Data Subject Access Requests You have certain data protection rights in certain circumstances. Please contact us if you would like to exercise any of these rights. Withdraw their consent at any time. Users have the right to withdraw consent where they have previously given their consent to the processing of their Personal Data. Object to processing of their Data. Users have the right to object to the processing of their Data if the processing is carried out on a legal basis other than consent. Access their Data. Users have the right to learn if Data is being processed by the Owner, obtain disclosure regarding certain aspects of the processing and obtain a copy of the Data undergoing processing. Verify and seek rectification. Users have the right to verify the accuracy of their Data and ask for it to be updated or corrected. Restrict the processing of their Data. Users have the right to restrict the processing of their Data. In this case, the Owner will not process their Data for any purpose other than storing it. Have their Personal Data deleted or otherwise removed. Users have the right to obtain the erasure of their Data from the Owner. Receive their Data and have it transferred to another controller. Users have the right to receive their Data in a structured, commonly used and machine readable format and, if technically feasible, to have it transmitted to another controller without any hindrance. Lodge a complaint. Users have the right to bring a claim before their competent data protection authority. The deletion of some data shall not be carried out where it may cause damage to the legitimate rights or interests of third parties, or where there is a legal obligation to retain the data. The data owner user may at any time exercise the rights of access, rectification, cancellation, opposition, limitation of processing, portability, confidentiality and deletion of his/her personal data. The exercise of these rights may be carried out by the user him/herself by means of an email addressed to our Email Address, or by any of the methods provided for in the applicable regulations referred to above. The Company may request the data necessary to validate the identification of the data owner. Changes to This Policy This Policy is current as of the Last Updated date set forth above. We may change this Policy from time to time, so please be sure to check back periodically. If we make any changes to this Policy that materially affect our practices with regard to the information we have previously collected about you, we will endeavor to provide you with notice in advance of such change by highlighting the change on the Site. Terms of Service for SMS Communications SMS Terms of Service for SMS Communications SMS Consent Communication: The information Phone Numbers obtained as part of the SMS consent process will not be shared with third parties for marketing purposes. Types of SMS Communications: If you have consented to receive text messages from iBusinessSolutions, you may receive messages related to the following: Customer Case Account Notifications Delivery Notifications Message Frequency: Message frequency may vary depending on the type of communication. For example, you may receive up to 3 SMS messages per week related to your payroll processing and package delivery. Potential Fees for SMS Messaging: Please note that standard message and data rates may apply, depending on your carrier’s pricing plan. These fees may vary if the message is sent domestically or internationally. Opt-In Method: You may opt-in to receive SMS messages from iBusinessSolutions in the following ways: Submitting an online form Email message Verbally, during a conversation Opt-Out Method: You can opt out of receiving SMS messages at any time. To do so, simply reply "STOP" to any SMS message you receive. Alternatively, you can contact us directly to request removal from our messaging list. Help: If you are experiencing any issues, you can reply with the keyword HELP. Or you can get help directly from us via email at payroll@ibusinesssolutions.com . Standard Messaging Disclosures: Message and data rates may apply. You can opt out at any time by texting "STOP." For assistance, text "HELP" or visit our [Privacy Policy] and [Terms and Conditions] pages. Message frequency may vary. Contact Us If you have any questions, comments, concerns, or complaints regarding your personal information or our privacy practices, please contact us at our Email Address.

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