Search Results
20 results found with an empty search
- Group Health Insurance Plans Florida | iBusinessSolutions
Group health insurance plans that support your team and keep your business compliant. Expert service available nationwide. Get your quote today! Customized Group Health Plans for Your Business Needs Comprehensive Health Insurance Solutions for Your Employees At iBusinessSolutions, we specialize in designing Group Health Benefit Plans tailored for businesses with 4 or more employees nationwide Our expert team creates affordable, compliant, and comprehensive medical packages that help you attract and retain top talent while simplifying benefits administration. Let us handle the complexities of health insurance compliance so you can focus on growing your business. Contact Us Today Carriers We Work With To play, press and hold the enter key. To stop, release the enter key. Why Choose Group Health Benefit Plans with iBusinessSolutions? As your business grows, offering competitive employee benefits becomes essential. Our group health plans provide: Cost-Effective Coverage: Affordable rates for businesses of all sizes, potentially saving you thousands annually. Compliance Expertise: Navigate ACA, COBRA, and Section 125 requirements with confidence, avoiding costly penalties. Customized Solutions: Tailored plans (PPO, HMO, HSA, HRA, and level-funded options) to meet your workforce’s needs. Employee Satisfaction: Boost retention with comprehensive medical, dental, life, and disability plans that show you value your team. Local Support: As a Sarasota-based partner, we understand the unique needs of Southwest Florida businesses but also provide solutions nationwide. Our Group Health Benefit Offerings We provide a full suite of employee benefit plans to suit any industry, ensuring your business stays competitive and compliant. Group Medical Insurance: Comprehensive plans including PPO, HMO, HSA, plus level-funded solutions for cost control. Group Dental Plans: Affordable dental coverage to complement your medical benefits package. Group Life Insurance: Offer your employees peace of mind with customizable life insurance plans. Short-Term and Long-Term Disability: Protect your workforce with income replacement options for unexpected health challenges. Supplemental Plans: Enhance your benefits with supplemental insurance products. Section 125 Plans: Save on taxes and increase employee take-home pay with pre-tax benefit options. Group Insurance Quote Simplify Compliance and Benefits Administration Navigating the complexities of employee benefits can be overwhelming, especially as your business scales. iBusinessSolutions takes the stress out of compliance by: HSA Plans Ensuring adherence to ACA regulations, COBRA requirements, and other federal mandates. Providing Certificates of Insurance to verify coverage for your records. Offering expert guidance on Section 125 plans to maximize tax savings for you and your employees. Streamlining benefits enrollment and administration with user-friendly tools and personalized support. With iBusinessSolutions, you’ll have a trusted partner to manage your group health benefits, so you can focus on what matters most—running your business. Contact us today to explore how our group health plans can save you money and enhance your employee benefits package. Group Health Quote Individual Medical Insurance Integrated Payroll and HR Solutions In addition to group health benefits, iBusinessSolutions offers simplified payroll services and human capital management tools to streamline your operations. Our online payroll software eliminates the need for in-house accounting expertise, while our timekeeping and workers’ compensation solutions help you manage costs effectively. Learn More About Our Payroll Services Request a Workers’ Compensation Quote Why iBusinessSolutions is Your Trusted Benefits Partner As the #1 choice for payroll, human capital management, and group health benefits, iBusinessSolutions is committed to helping local & national businesses thrive. Our deep understanding of the business landscape, combined with our expertise in compliance and benefits administration, makes us the ideal partner for your growing company. Transparency in Coverage The Transparency in Coverage final rules require non-grandfathered group health plans and health insurance issuers offering non-grandfathered coverage in the group and individual markets to disclose on a public website information regarding: In-network negotiated rates for covered items and services Out-of-network allowed amounts and billed charges for covered items and services As of July 1, 2022, these machine-readable files (MRFs) must be made “publicly available and accessible to any person free of charge and without conditions, such as establishment of a user account, password, or other credentials, or submission of personally identifiable information (PII) to access the file” and must be updated on a monthly basis. The website where these MRFs will be housed is: Important notes about these files: These files are extremely large (minimum file size is 20 GB) and are designed to allow researchers, regulators, and application developers with data related to payment rates for health care services. Due to the size of these files, an individual’s ability to view or download these files will be dependent on their hardware, browser, and internet speed. The data on these files does not reflect the application of benefits or cost-sharing (deductibles, copayments, coinsurance) for a specific health plan. Each MRF uses a standard data format and schema (JSON) defined by federal agencies. For fully insured groups, there will be one MRF per plan network (BlueOptions, BlueCare, etc.). For self-insured groups, there will be one MRF per plan network (BlueOptions, BlueCare, etc.) per group employee identification number (EIN). Users should contact their employer directly to obtain their EIN. All MRFs will only include rates for benefits that Florida Blue or Truli for Health administers – rates for benefits that are “carved out” to other vendors (i.e., pharmacy) will have to be obtained from that vendor. Fully Insured Level Funded Find out why iBusinessSolutions is your #1 choice for Payroll, Human Capital Management, Timekeeping, Workers Comp, and Group Health Benefits. Learn More
- iBusinessSolutions | Professional Payroll & HR Company
iBusinessSolutions provides industry-leading services for managing payroll, workers comp, and employee benefits. Serving small to medium business in Tampa and beyond. Your business deserves your focus. Let us handle your Payroll, Benefits, & Work Comp. Enterprise Technology serviced by a team that knows your name. LEARN MORE iBusinessSolutions turns your Payroll, Workers' Comp, and Benefits mountains into molehills. We deliver powerful, cloud-based solutions backed by a dedicated Sarasota-based team. No call centers. No runaround. Just answers. Tired of Being Treated as a Number? Businesses switch to iBusinessSolutions because they are tired of long hold times, faceless call centers, and 'one-size-fits-all' solutions from giant payroll providers. They’re overpaying for bundled PEOs and need a partner who understands their business by name. Providing Payroll, Work Comp, & Benefits support to Businesses throughout Sarasota and the U.S. Simplified Payroll Services From automated tax filings to cloud-based time tracking, we make payday easy. Powered by iSolved, managed by people. Learn More Smart Workers' Comp Stay compliant and avoid costly audits. We help you with proper employee classification and 'pay-as-you-go' options to manage cash flow. Get Started Cost-Effective Benefits Administration Attract and retain top talent with custom group health plans. We help navigate compliance and save thousan compared to PEOs. Explore More Powerful Enterprise Technology Solution We partner with iSolved, a leading cloud-based platform. You get employee self-service, mobile access, easy onboarding, and powerful reporting—everything the giants offer. Schedule A Demo Trusted by small & medium businesses in Southwest Florida and across the U.S. To play, press and hold the enter key. To stop, release the enter key. "The best company I have ever worked with, they help me so much" Ronald Kuroiwa Casa Maya Mexican Resturant Let us handle the complexities of Payroll, Work Comp & Benefits, so you can focus on growing your business. Contact our team for a free, no-obligation consultation today. Schedule a demo
- Streamlined Benefits Administration Software | iBusinessSolutions
Simplify enrollment, deductions & carrier updates with iSolved’s all-in-one benefits platform. Access anywhere. Schedule a demo with iBusinessSolutions today. Smart, Simple Benefits Administration Manage Your Workforce Benefits From Any Device Demo Our Payroll Service Call (941) 487-7275 Benefits Administration Demo Offer big-company benefits no matter your company size. Give your employees access to comprehensive, competitive benefit packages while staying on budget. Our dedicated benefits team advocates on your behalf to secure the right coverage at the best value. Simplify benefits administration with streamlined workflows that manage enrollment, payroll deductions, and life events in one integrated system. Carrier connections ensure employee changes are communicated accurately and on time, reducing errors and compliance risk. Stay compliant, save time, and empower your employees with self-service tools, so you can focus on growing your business, not managing benefits. Advance Data Analytics for Cost Control As a National Broker we customize every client’s benefit offering with a focus on: Benchmarking data and healthcare cost projections Robust product offering and knowledge Customized Strategies for budgeting and cost containment Integrated Technology and HRIS platforms Seamless enrollment systems and integration directly with carriers and payroll. We offer different platforms based on the needs of the company. We also offer a self-help Knowledge center to assist you and your employees 24/7 Year-Round Compliance Management We take a proactive approach to review state and federal laws. You are assigned a dedicated Account Manager to review: ACA Testing Section 125 ERISA Cobra 1095 filings 5500 forms Remote / out of state employee requirements, as well as Employer and Employee Advocacy direct to carriers Advocacy for all We act as an extension to your HR Department, offering HRIS platforms to meet both large and small employer needs. Supportive services: Locate a provider, ID card assistance, Employee Assistance Programs, Mental Health Education and Awareness, and Continued education. Contact Us Today Carriers We Work With To play, press and hold the enter key. To stop, release the enter key. 67% of employees acknowledge that the open enrollment process is stressful. See how we can help you provide a better experience. Schedule a demo
- ACA Compliance | iBusinessSolutions
Additional Resources Healthcare.gov IRS Q&A on Employer Shared Responsibility Treasury Department ACA Employer Shared Responsibility Fact Sheet The U.S. Small Business Association website Health Care section that lists the dates and times of free, weekly Affordable Care Act 101 Webinars for Small Employers.
- Privacy Statement | iBusinessSolutions
Privacy Policy Last Updated: January 9, 2026 Objective This policy applies to all personal data processing carried out by the Company and aims to inform the user about the way in which the Company processes personal data (including details of the type of personal data collected and the purpose of processing) and regarding the rights of the user in relation to their personal data. Contact Information In case a user has any questions about the Privacy Policy or would like to establish communication, the user can contact the Company through the following means: Address: 7020 Professional Parkway, Suite 100 Lakewood Ranch, FL 34240 Phone Number: (941) 487-7275 Email Address: admin@ibusinesssolutions.com In addition, information about the officer in charge of processing your personal data is listed below: Company Name: iBusinessSolutions referred to in this document as “Company” Identity of the Controller: IBUSINESSSOLUTIONS, INC. Address: 7020 Professional Parkway, Suite 100 Lakewood Ranch, FL 34240 Email Address: admin@ibusinesssolutions.com referred to in this document as “Email Address” Approval Your use of the Site constitutes your acknowledgment and approval of the Company's Privacy Policy and the Company’s Terms and Conditions, if any. Categories of Personal Information We Collect About You In compliance with current regulations on the protection of personal data and depending on your interaction with us, we may collect the following categories of personal information about you directly from you, from third parties, and automatically through your use of our Site. Identifiers, such as your name, postal address, telephone number, date of birth, IP address, unique online identifier, or similar identifier. Protected classifications, such as age and gender. Payment information, such as your financial account information, credit card number, debit card number, or other payment card information. Commercial Information, such as records of products or services purchased or obtained, membership records, and records of gifts. Professional information, such as the name of your employer and business title. Internet or other electronic network activity, such as your browser type and operating system; web pages you view, links you click, search history on the site, and other information regarding your interaction with an internet website, email, newsletter, or advertisement; the length of time you visit our site; and the referring URL, or the webpage that led you to our site. Geolocation data, as defined under applicable law. Inferences, such as inferences drawn to create a profile reflecting your preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, or aptitudes. Sensitive personal information, as defined under applicable law, such as your precise geolocation data and financial account information. Information We Collect Directly From You. We collect personal information directly from you when you use our Service. If you sign up to receive information or services from us or if you register for an account on our site, we may collect your contact information (e.g., name, home address, telephone number, or email address) and account login credentials. If you contact us, we may collect your contact information, as well as the contents of a message or attachments that you may send to us, and other information that you choose to provide. Information We Collect From Other Sources. We may collect personal information from our parent, affiliate, and other related entities, as well as from third parties that perform functions on our behalf, such as our advertising and analytics partners. When you sign in to our Service using a social media account, you give permission to the social media platform to share your personal information with us. Information We Collect Automatically. We, and our third-party business partners, automatically collect personal information when you use our Service using cookies, pixel tags, clear GIFs, or similar technologies. This may include information such as your IP address and the types of personal information described above as “Internet or other electronic network activity.” This may also include information about your location if you give us permission to do so (“Geolocation Data”) by setting your device to allow for location tracking/data or by opting into browser prompts that ask for location tracking. You can enable or disable location services when you use our Service at any time, through your device settings. Please review our section below on Cookies for additional information regarding our use of cookies and related technologies. How We Use Your Information Depending on your interaction with us, we may use the categories of personal information described above for the following business and commercial purposes: To provide our Service and fulfill your requests. We use your information to provide and maintain our Service, to process and fulfill your requests, to communicate with you about your use of our Service or changes to our Service, to respond to your inquiries, and for other customer service and business administration purposes. To improve our Service. We use your information to understand and analyze our user base and how you use the Service, to improve and enhance the Service, and to develop new products, services, features, and functionality. Identification and authentication purposes. We may use your information for identification and authentication purposes. For example, when you enter your account login ID and password to enter one of our registration or login portals, we use your login credentials to authenticate your identity. Personalization. We use your information to tailor the content and information that we may send or display to you, offer location customization, personalized help and instructions, and otherwise personalize your experience while using the Service. For example, if you allow us to collect geolocation data, we use this information to deliver content related to your specific location and identify business locations/listings around your location. Marketing and promotional purposes. We may use your information to send you news and newsletters, event updates, and to communicate with you about new features, offers, events, or products, or to otherwise contact you about information we think may be of interest to you. Research and reporting. We may use your information to administer surveys and questionnaires (online and offline) for research and reporting purposes to help us better serve individuals by learning more about their needs and the quality of the products, services, and educational information we provide. The survey responses may be utilized to determine the effectiveness of our Service, various types of communications, advertising campaigns and/or promotional activities. Combining information. We (and our third-party business partners on our behalf) may merge, co-mingle, or otherwise combine information, including your personal information, in furtherance of the purposes described above. To comply with legal obligations. We may use your information to comply with our legal obligations or to exercise or defend our rights or the rights of a third party, including complying with law enforcement or government authority requests and participating in compliance audits. To protect us and others. We may use your information where we believe it necessary to investigate, prevent, or take action regarding suspected or actual illegal activities, fraud, situations involving potential threats to the safety of any person, or to otherwise enforce this Policy, our Terms and Conditions, and the integrity of the Service. Deidentified data. We may also deidentify or anonymize your data in such a way that you may not reasonably be re-identified by us or another party, and we may use this deidentified data for any purpose permitted under applicable law. To the extent we deidentify any data originally based on personal information, we will maintain and use such data in deidentified form and will not attempt to reidentify the data. SMS Consent: Mobile Opt-In, SMS consent and phone numbers collected for SMS communication purposes will not be shared with third parties and affiliates for marketing purposes. If we want to use your information for any other purpose, we will ask for your consent and use your information only when we receive your consent and then only for the purpose(s) for which consent will be granted, unless we are required by law to do otherwise. We will retain your personal information with us for an unspecified amount of time after user accounts remain idle or for as long as necessary to fulfill the purposes for which it was collected, as detailed in this Privacy Policy. Data Retention Your personal information will be held for only so long as it is necessary for the purpose for which it was originally collected, and in accordance with applicable local law. We will retain your personal information for the period necessary to fulfill the purposes outlined in this Policy. When assessing retention periods, we first examine whether it is necessary to retain the personal information collected and, if retention is required, work to retain the personal information for the shortest possible period permissible under applicable law. To determine the appropriate retention period for personal information, we consider the amount, nature and sensitivity of the personal information, the potential risk of harm from unauthorized use or disclosure of the personal information, the purposes for which we process the personal information, and whether we can achieve those purposes through other means, and the applicable legal, regulatory, tax, accounting or other requirements. How We Disclose the Information We Collect We may disclose each of the categories of personal information described above for our business and commercial purposes as follows: Related Entities. We may disclose the personal information we collect about you to our parent, affiliate, and related entities. Service Providers. We may disclose the personal information we collect about you to service providers, contractors, and agents who perform functions and business operations on our behalf, for the purposes set out above. Third Parties. We may disclose the personal information we collect about you to third-party business partners, such as entities that provide us with advertising and analytics services, as well as business partners with whom we may jointly offer products, services, or educational information or whose products or services we believe may be of interest to you. We may also disclose your personal information in the following circumstances: Business Transfers. If (i) we or our affiliates are or may be acquired by, merged with, or invested in by another company, or (ii) if any of our assets are or may be transferred to another company, whether as part of a bankruptcy or insolvency proceeding or otherwise, we may transfer the information we have collected about you to the other company. As part of the business transfer process, we may disclose certain of your information to lenders, auditors, and third-party advisors, including attorneys and consultants. In Response to Legal Process. We may disclose your personal information to comply with the law, a judicial proceeding, a court order, or other legal process, such as in response to a court order or a subpoena. To Protect Us and Others. We may disclose your personal information where we believe it is appropriate to do so to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the safety of any person, violations of our Terms and Conditions, or this Policy, or as evidence in litigation in which we are involved. Aggregate and Deidentified Information. We may disclose aggregate, anonymized, or deidentified information about you for any purpose permitted under applicable law. Consent. We may disclose your personal information with your consent. Our Use of Cookies and Related Technologies When you visit the Site, the Company and third parties may store certain information on your browser, app, or device in the form of a "cookie" or similar file. The Site uses cookies and other technologies to (i) track advertising, (ii) collect traffic data from the Site, and (iii) improve the user experience when using the Site. The user should be aware that, in order to browse the Site, it is not necessary for him or her to allow the installation of cookies sent by the Site. This may only be required in relation to certain services. Most browsers allow you to manage how cookies are set and used as you’re browsing, and to clear cookies and browsing data. Also, your browser may have settings letting you manage cookies on a site-by-site basis. Most mobile devices and applications allow you to manage how similar technologies, such as unique identifiers used to identify an app or device, are set and used. For example, the Advertising ID on Android devices or Apple’s Advertising Identifier can be managed in your device’s settings, while app-specific identifiers may typically be managed in the app’s settings. Cookies. Cookies are small text files containing a string of alphanumeric characters. We may use both session and persistent cookies. A session cookie disappears after you close your browser. A persistent cookie remains after you close your browser and may be used by your browser on subsequent visits to our Site. Please review your browser’s “Help” file to learn the proper way to modify your cookie settings. Please note that if you delete or choose not to accept cookies from the Service, you may not be able to utilize the features of the Service to their fullest potential. To learn more about cookies, visit http://www.allaboutcookies.org . Clear GIFs, pixel tags, and other technologies. Clear GIFs are tiny graphics with a unique identifier, similar in function to cookies. In contrast to cookies, which are stored on your computer’s hard drive, clear GIFs are embedded invisibly on web and app pages. We may use clear GIFs (a.k.a. web beacons, web bugs, or pixel tags) to among other things, track the activities of site visitors, help us manage content, and compile statistics about Service usage. A clear GIF can collect information such as: the IP address of the computer that downloaded the page on which the tag appears; the URL of the page on which the pixel tag appears; the time the page containing the pixel tag was viewed; the browser type and language; the device type; geographic location; and, the identification number of any cookie on the computer previously placed by that server. We and our third-party business partners may also use clear GIFs in HTML emails to our customers to help us track email response rates, identify when our emails are viewed, and track whether our emails are forwarded. Analytics. We may use Google Analytics and other analytics tools to collect information regarding visitor behavior and visitor demographics on our Site. For more information about Google Analytics, please visit www.google.com/policies/privacy/partners . You can opt out of Google’s collection and processing of data generated by your use of the Services by going to http://tools.google.com/dlpage/gaoptout . Interest-based advertising. We may set tracking tools (e.g., cookies, clear GIFs) provided by third-party advertising partners on our site to collect information regarding your activities on our site (e.g., your IP address, page(s) visited, time of day) for advertising purposes. We may also share such information with third-party advertising partners. These advertising partners may use this information (and similar information collected from other websites) for purposes of delivering targeted advertisements to you when you visit non-Site related websites. This practice is commonly referred to as “interest-based advertising” or “online behavioral advertising.” If you do not want interest-based advertising, you may be able to opt-out by visiting US-based https://thenai.org/opt-out/ and www.aboutads.info/choices/ . Data Security We implement physical, technical, and organizational security measures designed to safeguard personal information. These measures are aimed to protect the personal information we collect from loss, misuse, and unauthorized access, disclosure, alteration, and destruction. Please be aware that despite our efforts, no data security measures can guarantee security. Third-Party Links Our Site may contain links to third-party websites. Any access to and use of such linked websites is not governed by this Policy but is instead governed by the privacy policies of those third-party websites. We are not responsible for the information practices of such third-party websites, and we encourage you to review the privacy policies of any third-party sites you choose to visit. Children's Privacy At the Company, we recognize the importance of protecting the privacy of children. Our Service is not intended for children or minors under the age of sixteen years. Accordingly, we do not store information from minors under the age of sixteen years. If you believe that a child has submitted personal information to us, please contact us at our Email Address and we will take reasonable steps to delete the information. We do not knowingly “sell” or “share” the personal information of children under the age of 16. Additional Disclosures Under Applicable Laws You may have certain rights regarding our processing of your personal information under applicable local law. If our processing of your personal information is governed by such laws, this section provides you with additional information regarding your rights and our processing of your personal information under applicable local law. We may disclose each of the categories of personal information described above for our business and commercial purposes. We may “sell” or “share” each of the categories of personal information described above for cross-context behavioral advertising (as those terms are defined under applicable local law). We do not disclose your sensitive personal information for purposes other than permitted under applicable local law. Marketing Communications We may send periodic promotional emails to you. You may opt-out of promotional emails by following the opt-out instructions contained in the email. Please note that it may take up to 10 business days for us to process opt-out requests. If you opt-out of receiving promotional emails, we may still send you emails about your account or any services you have requested or received from us. Your Privacy Choices and Rights Depending on the jurisdiction in which you live, you may have the following rights under applicable local law: Right to request access and a copy of your personal information and information relating to how it is processed; Right to request deletion of your personal information; Right to request the correction or update of the personal information we hold about you; Right to opt-out of “sales” of your personal information and “sharing” of your personal information for cross-context behavioral advertising purposes (as these terms are defined under applicable law) Right to opt-out of targeted advertising; Right to limit our use of your sensitive personal information; Right to not be unlawfully discriminated against for exercising your rights. These rights may be limited or denied in some circumstances. For example, we may retain your personal information where required or permitted under applicable law. You may also opt-out of our “sale” or “sharing” of your personal information through privacy preference signals recognized under applicable local law, such as the Global Privacy Control (GPC), but please note that this signal will be linked to your browser only. For more information on the GPC and how to use a browser or browser extension incorporating the GPC signal, see https://globalprivacycontrol.org/ . Verification Process In order to protect your information, we will confirm a requestor’s identity before responding to any request. To start the process, you must provide your name and email. We will ask you at least one question, and you must reply by email with the correct answer for each question based on your previous interaction with us. If we still cannot verify your identity as required by applicable laws, we will let you know and may ask additional questions. Otherwise, we will acknowledge your request and contact you later with our full response. We will only send verification questions from our Email Address. Before sending a verification response, please double-check the email address. If you receive an email that appears to be from us but is not from our verification email address listed above, do not respond. Any information we gather through this process will only be used for consumer verification, security procedures, or fraud prevention. We will delete any verification information as soon as practical after processing your request. Authorized Agents You may designate an authorized agent to exercise your rights under applicable laws on your behalf. Pursuant to applicable laws: You must provide the authorized agent written permission to exercise your rights under applicable laws on your behalf. We may deny a request from an authorized agent on your behalf if the authorized agent does not submit proof that he, she, or it has been authorized by you to act on your behalf if we request such proof, as permitted by applicable laws. Even if you use an authorized agent to exercise your rights under applicable laws on your behalf, pursuant to applicable laws we may still require that you verify your own identity directly to us. Financial Incentives We do not offer financial incentives to collect personal information, and we will not discriminate against you if you exercise any of the rights provided by applicable laws set forth in this Privacy Policy. Please note that a legitimate denial of a request for information, deletion, or to opt-out is not discriminatory, nor is charging a fee for excessive or repetitive consumer requests as permitted by applicable laws. Appeals You may have a right to appeal a decision we make relating to requests to exercise your rights under applicable local law. To appeal a decision, please contact us at our Email Address. Additional California Privacy Rights California Civil Code Section § 1798.83 permits users of our website that are California residents to request certain information regarding our disclosure of personal information to other parties for their direct marketing purposes. To make such a request, please send an email to our Email Address with the subject “Shine the Light Request.” Data Subject Access Requests You have certain data protection rights in certain circumstances. Please contact us if you would like to exercise any of these rights. Withdraw their consent at any time. Users have the right to withdraw consent where they have previously given their consent to the processing of their Personal Data. Object to processing of their Data. Users have the right to object to the processing of their Data if the processing is carried out on a legal basis other than consent. Access their Data. Users have the right to learn if Data is being processed by the Owner, obtain disclosure regarding certain aspects of the processing and obtain a copy of the Data undergoing processing. Verify and seek rectification. Users have the right to verify the accuracy of their Data and ask for it to be updated or corrected. Restrict the processing of their Data. Users have the right to restrict the processing of their Data. In this case, the Owner will not process their Data for any purpose other than storing it. Have their Personal Data deleted or otherwise removed. Users have the right to obtain the erasure of their Data from the Owner. Receive their Data and have it transferred to another controller. Users have the right to receive their Data in a structured, commonly used and machine readable format and, if technically feasible, to have it transmitted to another controller without any hindrance. Lodge a complaint. Users have the right to bring a claim before their competent data protection authority. The deletion of some data shall not be carried out where it may cause damage to the legitimate rights or interests of third parties, or where there is a legal obligation to retain the data. The data owner user may at any time exercise the rights of access, rectification, cancellation, opposition, limitation of processing, portability, confidentiality and deletion of his/her personal data. The exercise of these rights may be carried out by the user him/herself by means of an email addressed to our Email Address, or by any of the methods provided for in the applicable regulations referred to above. The Company may request the data necessary to validate the identification of the data owner. Changes to This Policy This Policy is current as of the Last Updated date set forth above. We may change this Policy from time to time, so please be sure to check back periodically. If we make any changes to this Policy that materially affect our practices with regard to the information we have previously collected about you, we will endeavor to provide you with notice in advance of such change by highlighting the change on the Site. Terms of Service for SMS Communications SMS Terms of Service for SMS Communications SMS Consent Communication: The information Phone Numbers obtained as part of the SMS consent process will not be shared with third parties for marketing purposes. Types of SMS Communications: If you have consented to receive text messages from iBusinessSolutions, you may receive messages related to the following: Customer Case Account Notifications Delivery Notifications Message Frequency: Message frequency may vary depending on the type of communication. For example, you may receive up to 3 SMS messages per week related to your payroll processing and package delivery. Potential Fees for SMS Messaging: Please note that standard message and data rates may apply, depending on your carrier’s pricing plan. These fees may vary if the message is sent domestically or internationally. Opt-In Method: You may opt-in to receive SMS messages from iBusinessSolutions in the following ways: Submitting an online form Email message Verbally, during a conversation Opt-Out Method: You can opt out of receiving SMS messages at any time. To do so, simply reply "STOP" to any SMS message you receive. Alternatively, you can contact us directly to request removal from our messaging list. Help: If you are experiencing any issues, you can reply with the keyword HELP. Or you can get help directly from us via email at payroll@ibusinesssolutions.com . Standard Messaging Disclosures: Message and data rates may apply. You can opt out at any time by texting "STOP." For assistance, text "HELP" or visit our [Privacy Policy] and [Terms and Conditions] pages. Message frequency may vary. Contact Us If you have any questions, comments, concerns, or complaints regarding your personal information or our privacy practices, please contact us at our Email Address.
- Contact Us | HR and Payroll Software Services | iBusinessSolutions
Have questions or need support? Contact iBusinessSolutions for trusted HR and payroll software solutions tailored to your business needs. Contact US for Payroll, Benefits & Workers’ Comp Inquiries iBusinessSolutions has been supporting our community and customers since 2008 and will always be there to lend a hand. Contact us today! iBusinessSolutions, Inc. 7020 Professional Parkway E Suite #100 Sarasota, FL 34240 Main Line : (941) 487-7275 Enterprise Line: (941) 487-4099 Payroll Fax: (941) 340-3592 Benefits Fax: (941) 259-1730 Work Comp Fax: (941) 340-3617
- Helpful Business Resources | HR, Payroll & Compliance Tools | iBusinessSolutions
Access iSolved People Platform, background checks, and HR Support Center tools from iBusinessSolutions to streamline your business operations. Explore Helpful Business Resources from iBusinessSolutions Helpful Business Resources to Simplify Your Operations Running a small business comes with its share of challenges, but managing payroll, HR, and compliance doesn’t have to be one of them. At iBusinessSolutions, we’re proud to be your Sarasota-based partner, turning your administrative mountains into molehills. Explore our curated resources below to streamline your operations, save time, and focus on growing your business. From payroll platforms to compliance tools, we’ve got you covered with expert solutions tailored for businesses across the U.S. (except Hawaii and Puerto Rico). iSolved provides cloud-based human capital management (HCM) solutions, including payroll, HR, benefits administration, time tracking, and compliance support, helping businesses streamline workforce management in one integrated platform. Access Now National Crime Search provides comprehensive background screening services, including criminal history checks and compliance-focused reporting, helping employers make informed hiring decisions and maintain a safe workplace. Access Now Affordable Accounting AZ delivers accounting, bookkeeping, and general ledger services such as tax preparation and financial reporting, helping small and mid-sized businesses maintain accurate financial records and stay compliant. Access Now HR Edge offers outsourced human resources support, including HR compliance, employee relations, policies, and strategic HR guidance, allowing businesses to manage their people effectively while reducing risk. Access Now Northwestern Mutual’s C.G. Sloan offers personalized financial planning and guidance tailored to your life goals. Through comprehensive strategies that may include retirement planning, risk protection, investments, and insurance solutions, C.G. Sloan helps individuals and families build and protect their financial future with confidence and clarity. Access Now IsoTalent is a global recruiting and talent-acquisition firm that helps businesses source, screen, and hire qualified candidates both domestically and internationally, offering end-to-end recruiting services, targeted candidate lead delivery, screening support, and employer-of-record solutions to manage global hires and compliance. Access Now Ready to Turn Your Mountains into Molehills? At iBusinessSolutions, we’re more than a payroll and HR provider—we’re your local partner in Sarasota, dedicated to simplifying your business operations. With over 20 years of expertise and $250,000 in annual community investment, we’re here to help you thrive. Contact us today for a free consultation and see how our resources and services can work for you. About iBusinessSolutions’ Nationwide Service iBusinessSolutions is one of the fastest-growing payroll companies, proudly based in Sarasota, Florida. We serve businesses in Tampa, St. Pete, Bradenton, Venice, Port Charlotte, and across the U.S. (except Hawaii and Puerto Rico). Our services include Payroll, Human Capital Management, Timekeeping, Workers’ Comp, and Health Insurance. With over 50 years of combined experience, we look forward to working side by side with your growing business. Request A Consultation
- Covid-19 | iBusinessSolutions
Coronavirus Resource Center Our thoughts and prayers go out to those impacted by the COVID-19 virus. iBusinesssolutions continues to monitor the current Coronavirus (COVID-19) situation. We will update the resources and links below as new information becomes available. If you have any questions, please feel free to call our office. Important Links Below…… 1. Families First Coronavirus Response Act: Employee Paid Leave Rights 2. Families First Coronavirus Response Act: Employer Paid Leave Requirements 3. Families First Coronavirus Response Act: Questions and Answers 4. U.S. Small Business Administration – Disaster Assistance 5. Guidance for Preparing Workplaces for Coronavirus – U.S. Department of Labor 6. U.S. Department of Labor – Main Website 7. Florida Dept. of Economic Opportunity Unemployment/Reemployement Claims Filing 8. COVID-19 and the Fair Labor Standards Act Questions and Answers 9. COVID-19 and the Family and Medical Leave Act Questions and Answers 10. CARE ACT – Coronavirus Aid, Relief, and Economic Security Act: US Chamber of Commerce 11. Emergency Loans – Small Business Guide and Checklist 12. Paycheck Protection Program Information
- HR & Payroll Software | Cloud HR Solutions by iBusinessSolutions
Streamline HR operations with cloud-based software from iBusinessSolutions. Manage compliance, employees, and payroll with one powerful solution. Get started today! All-in-One Cloud HR & Payroll Software Payroll + Human Resources We bring the all the functions of Payroll and Human Resources together which simplifies your people management. Payroll , HR, On-Boarding, Time Management , Benefits and more are all in one easy to use program. There’s no more exporting or importing. No more integrations. Our cloud based system is built from the ground up based on our customers feedback, so you can run payroll quickly and error-free. Learn More One System for ALL your Payroll & HR Needs The best solution for managing the HR related functions such as compensation, recruiting, hiring, policy development, workplace management, performance management, training and so much more. Free Demo Call (941) 487-7275 Fast FREE Quote HR SOFTWARE Technology that empowers organizations to do more. It spans the entire employee life cycle, provides insight to your workforce and drives performance. Human Resource Tools Manage and strengthen your workforce with highly configurable reporting and multi-level performance management tools. Easily onboard your talent, pull compliance reports or complete performance reviews. Onboarding Our customizable onboarding process streamlines new hiring. PTO/Vacation Accrual Management Employees have access to accrual and PTO data anytime. Employee Self Service Improve HR efficiency by providing self-service tools to your staff. Job History Maintain accurate and accessible records for every employee. Salary Management Manage salary and benefits status and history. Training & Performance Manage performance reviews and training history right through iSolved. Once onboarded, all the data moves along to time, payroll, and benefits enrollment. iSolved streamlines the entire process, destroying paperwork and providing accuracy, efficiency and the tools you need to understand your workforce. Personal information Emergency contacts Direct deposit Voluntary benefits enrollment W-4/I-9 WOTC Find out why iBusinessSolutions is #1 in Sarasota for Payroll, Human Capital Management, Timekeeping, Workers Comp, and Health Insurance. Schedule a demo
- HR Tech Offerings – Cloud-Based | iBusinessSolutions
Optimize your workforce with iBusinessSolutions' HR Tech Offerings. From AI-driven recruitment and onboarding to integrated time-tracking and performance management, our isolved and Prevue add-ons empower small to medium businesses to streamline operations and invest in their people. Modern HR Tech Offerings: Elevating Your Business & Empowering Your People For a Quick Demo Call (941) 487-7275 Managing a growing business shouldn’t mean getting buried in administrative paperwork. At iBusinessSolutions, we believe technology should be the engine that frees you to focus on your mission. Our suite of HR Tech Offerings integrates seamlessly with your payroll and benefits, providing sophisticated tools that were once only available to big-box corporations. Whether you need to find the perfect-fit candidate with Prevue assessments or foster a culture of growth with Learn and Grow, our solutions are designed to go the extra mile. We don’t just provide software; we provide the technology that turns operational challenges into streamlined success stories, all while honoring our commitment to integrity and people-centric service. Schedule a demo iSolved Add-ons Time and Attendance Complete with insightful reporting options and an engaging mobile option for employees on the go, isolved Time is the perfect fit for small-to-midsized employers. Born in the cloud, isolved Time deploys quickly and it also scales with you. As you grow, our solution grows with you. It includes features like simplified scheduling, time card data at-a-glance, and comp time, which can reduce the burden of costly overtime pay by offering paid time off for overtime hours worked. Scheduling A simpler way to oversee and gain visibility into worker schedules is a must have for any employer. From staying compliant with legal staffing regulations to the shift toward hybrid work environments, staffing managers face more challenges than ever. Empower workers and managers to improve operational efficiencies with isolved Scheduling—an adaptive, feature rich solution that makes creating, updating, and communicating employee schedules a strategic asset. Onboarding From the moment a candidate accepts your offer and joins your organization to the point of their departure, their interactions and impressions matter. isolved Onboard & Develop solutions provide analytics, templates, and wizards to ensure consistency and compliance as you onboard new employees and connect with them in more meaningful ways. Learn and Grow (LMS) Encourage and motivate employees to grow personally and professionally by offering interactive courses while measuring individual and collective progress to develop your employees. Improve employee retention and set your company apart by offering personal and professional learning opportunities, configurable paths for career growth and providing feedback on training attainment. Share and Perform Recognizing employees beyond the context of work serves as a valuable post-pa demic opportunity—one that can boost employee engagement and customer experience. With isolved Share & Perform, enable multi-directional employee communication that dr nives toward a transformative company culture. Built-in employee recognition and performance management tools allow both employees and managers to engage in maximum business success. Applicant Tracking System isolved Applicant Tracking helps you quickly locate, interview and onboard the best-fit candidates. Streamline your hiring with a customizable applicant tracking system (ATS) to help you optimize every stage of your recruiting process. Whether you want to scale your team quickly, source remote candidates or reach diverse talent, isolved Attract & Hire (which includes isolved Applicant Tracking and more) gives you the technology to find the best-fit candidates for your open roles. Prevue The Prevue platform delivers powerful insights across the entire employee journey, streamlining your hiring process with ease. Designed for efficiency, it requires no extensive training — so your team can start assessing candidates quickly. With data-driven evaluations, you can make informed hiring decisions, build high-performing teams, and find the right talent faster. Find out why iBusinessSolutions is #1 in Sarasota for Payroll, Human Capital Management, Timekeeping, Workers Comp, and Health Insurance. Schedule a demo
- Officer Minimums & Exemptions Guide Florida | iBusinessSolutions
Understand officer exemptions and minimums for Florida workers compensation. Stay compliant with expert tips. Explore the guide now. Understanding Officer Minimums and Exemptions FLORIDA WORKERS’ COMPENSATION EXEMPTIONS AT-A-GLANCE iBusinessSolutions provides as much relevant information possible to keep you knowledgeable and protected. Officer Exemptions can be obtained through the state of Florida and determine your inclusion in the Work Comp policy for your business. Our goal is to become a resource and business partner for your business. Please don’t hesitate to reach out with any question you may have regarding Workers’ Comp . In addition, please contact a licensed insurance agent, an attorney, or the Division of Workers’ Compensation. Worker Comp Quote 2026 Officer Minimums Non-construction minimum: $67,600 annually per included officer Non-construction maximum: $202,800 annually per included officer ($3,800/week) Construction minimum: $33,800 annually per included officer Construction maximum: $202,800 annually per included officer ($3,800/week) Officer Exemptions: What does it mean? ✅ No Officer Exemption / Included in the policy: The officer minimum payroll does apply for Workers’ Comp premium calculation. If the officer paid themselves less than the officer minimum, it will be due at audit. ❌ Active Officer Exemption / Excluded from the policy: The officer minimum payroll does NOT apply for Workers’ Comp premium calculation. They do not have coverage through their comp policy. Officer exemptions must be filed through the State of FL in order to be active They can be filed, renewed, or revoked at: https://www.myfloridacfo.com/division/wc/employer/exemptions Officer exemptions expire every 2 years, regardless of industry, and it is the insured’s responsibility to ensure it’s active if they intend to be exempt. The Divisions of Bureau of Compliance can be reached at (850) 413-1609 if you have addition questions or concerns. Construction Industry Worker’s Comp is required by law if the business has 1 or more employees Corporate officers may elect to be exempt if: The officer owns at least 10% of the stock of the business The officer is listed as such in the records of the FL Dept of State The business is registered and listed as active with the FL Dept of State No more than 3 corporate officers can be exempt per business. There is a $50 application fee per officer. Non-Construction Industry Worker’s Comp is required by law if the business has 4 or more employees Non-Construction officers may elect to be exempt if: The officer is listed as such in the records of the FL Dept of State The business is registered and listed as active with the FL Dept of State There is no limit to the number of exempt officers. There is no application fee applied. Sole Proprietors and Partners in Non-Construction Industry They are automatically exempt but can elect to be included in the comp coverage. Contact Us Today Work Comp FAQ What are Class Codes and why do they matter? Class codes are used to categorize the work conducted by employees in different departments. Each class code has an associated Net Rate, which is issued by the state of FL. The net rate changes based on the risk of the particular job. For instance, a roofer will have a higher net rate than a receptionist due to the nature of the work being conducted. This is why it is crucial that the employee log is reviewed regularly by management to ensure everyone is classified properly. How do I know if I’m required by law to have Workers' Compensation coverage? To ensure that your business is compliant, simply count the number of current employees. Construction: If you have one or more it is required by law to have WC coverage. Non-Construction: If you have four or more employees, it is required by law to have WC coverage. What are the common Construction Class Codes in FL? The construction industry covers a wide range of jobs! It ranges from steel work, carpentry, roofing, and welding. Please see the link below for a comprehensive review of the construction class codes that are frequently utilized in Florida. Florida Construction Class Codes The state Division of Workers’ Compensation considers the following class codes to be in the construction industry. An employer is engaged in the construction industry when any portion of the employer’s business operations is described in the construction industry classification codes below: (a) 0042 Landscape Gardening and Drivers (b) 0050 Farm Machinery Operation By Contractor and Drivers (c) 1322 Oil or Gas – Well – Cleaning or Swabbing of Wells – By Specialist Contractor – No Drilling & Drivers (d) 2799 Manufactured, Modular or Prefabricated Home Setup, Hookup, or Installation at Building Site (e) 3365 Welding or Cutting NOC and Drivers (f) 3719 Oil Still Erection or Repair (g) 3724 Machinery or Equipment Erection or Repair NOC and Drivers (h) 3726 Boiler Installation or Repair – Steam (i) 5020 Ceiling Installation Suspended Acoustical Grid Type (j) 5022 Masonry NOC (k) 5037 Painting: Metal Structures Over Two Stories in Height and Drivers (l) 5040 Iron or Steel: Erection – Frame Structures (m) 5057 Iron or Steel: Erection NOC (n) 5059 Iron or Steel: Erection – Frame Structures Not Over Two Stories in Height (o) 5069 Iron or Steel: Erection Construction of Dwellings Not Over Two Stories in Height (p) 5102 Door and Window Installation – All Types – Residential and Commercial (q) 5146 Furniture or Fixtures Installation – Portable – NOC (r) 5160 Elevator Erection or Repair (s) 5183 Plumbing NOC and Drivers (t) 5188 Automatic Sprinkler Installation and Drivers (u) 5190 Electrical Wiring Within Buildings and Drivers (v) 5213 Concrete Construction NOC (w) 5215 Concrete Work Incidental to the Construction of Private Residence (x) 5221 Concrete or Cement Work – Floors, Driveways, Yards or Sidewalks and Drivers (N/A MA) (y) 5222 Concrete Construction in Connection with Bridges or Culverts (z) 5223 Swimming Pool Construction, Installation, or Repair -Not Iron or Steel & Drivers (aa) 5348 Ceramic Tile, Indoor Stone, Marble, or Mosaic Work (bb) 5402 Hothouse Erection All Operations (cc) 5403 Carpentry – NOC (dd) 5437 Carpentry – Installation of Cabinet Work or Interior Trim (ee) 5443 Lathing and Drivers (ff) 5445 Wallboard Installation Within Buildings and Drivers (gg) 5462 Glazier Away From Shop and Drivers (hh) 5472 Asbestos Removal Operations: Contractor – Pipe and Boiler Work Exclusively & Drivers (ii) 5473 Asbestos Removal Operations: Contractor – NOC and Drivers (jj) 5474 Painting NOC & Shop Operations, Drivers (kk) 5478 Floor Covering Installation – Resilient Flooring – Carpet and Laminate Flooring (ll) 5479 Insulation Work NOC and Drivers (mm) 5480 Plastering NOC and Drivers (nn) 5491 Paperhanging and Drivers (oo) 5506 Street or Road Construction: Paving or Repaving and Drivers (pp) 5507 Street or Road Construction: Subsurface Work and Drivers (qq) 5508 Street or Road Construction: Rock Excavation and Drivers (rr) 5509 Street or Road Maintenance or Beautification & Drivers (ss) 5535 Sheet Metal Work – Installation & Drivers (tt) 5537 Heating, Ventilation, Air-Conditioning and Refrigeration Systems Installation, Service and Repair, Shop, Yard & Drivers (uu) 5551 Roofing – All Kinds and Drivers (vv) 5606 Contractor – Project Manager, Construction Executive, Construction Manager or Construction Superintendent (ww) 5610 Cleaner – Debris Removal – Construction Contractor (xx) 5613 Cleaner – Debris Removal – Temporary Labor Service (yy) 5645 Carpentry – Detached One or Two Family Dwellings (zz) 5651 Carpentry – Dwellings – Three Stories or Less (aaa) 5703 Building Raising or Moving (bbb) 5705 Salvage Operation – No Wrecking or Any Structural Operations (ccc) 6004 Land Pile Driving (ddd) 6006 FMarine Pile Driving, Dock & Seawall, Jetty or Breakwater, Dike or Revetment Construction – All Operations to Completion & Drivers (eee) 6017 Dam or Lock Construction: Concrete Work – All Operations (fff) 6018 Dam or Lock Construction: Earth Moving or Placing – All Operations and Drivers (ggg) 6045 Levee Construction – All Operations to Completion and Drivers (hhh) 6204 Drilling NOC and Drivers (iii) 6206 Oil or Gas Well: Cementing and Drivers (jjj) 6213 Oil or Gas – Well – Specialty Tool & Equipment Leasing NOC – All Employees & Drivers (kkk) 6214 Oil or Gas Well: Perforating of Casing – All Employees and Drivers (lll) 6216 Oil or Gas – Lease Work NOC – By Specialist Contractor & Drivers (mmm) 6217 Excavation and Drivers NOC (nnn) 6229 Irrigation or Draining System Construction & Drivers (ooo) 6233 Oil or Gas Pipeline Construction & Drivers (ppp) 6235 Oil or Gas Well: Drilling or Redrilling & Drivers (qqq) 6236 Oil or Gas Well: Installation or Recovery of Casing & Drivers (rrr) 6237 Oil or Gas Well: Instrument Logging or Survey Work and Drivers (sss) 6251 Tunneling Not Pneumatic – All Operations (ttt) 6252 Shaft Sinking – All Operations (uuu) 6260 Tunneling – Pneumatic – All Operations (vvv) 6306 Sewer Construction – All Operations and Drivers (www) 6319 Gas Main or Connection – Construction and Drivers (xxx) 6325 Conduit Construction – For Cable or Wires – & Drivers (yyy) 6400 Fence Installation and Repair-Metal, Vinyl, Wood or Prefabricated Concrete Panel Fence Installed By Hand (zzz) 7538 Electric Light or Power Line Construction & Drivers (aaaa) 7605 Burglar and Fire Alarm Installation or Repair & Drivers (bbbb) 7855 Railroad Construction: Laying or Relaying of Tracks or Maintenance of Way by Contractor – No Work on Elevated Railroads – & Drivers (cccc) 8227 Construction or Erection Permanent Yard (dddd) 9534 Mobile Crane and Hoisting Service Contractors – NOC – All Operations – Including Yard Employees and Drivers (eeee) 9554 Sign Installation, Maintenance, Repair, Removal, or Replacement NOC & Drivers Find out why iBusinessSolutions is #1 in Sarasota for Payroll, Human Capital Management, Timekeeping, Workers Comp, and Health Insurance. Workers Comp Quote
- Workers Comp Insurance in Florida | Pay-As-You-Go Plans | iBusinessSolutions
Simplify workers comp insurance in Florida with expert support from iBusinessSolutions. Enjoy pay-as-you-go plans, no large down payments, and expert audit support. Simplify Workers’ Compensation in Florida with Pay-As-You-Owe Coverage Choosing the Right Workers’ Comp Policy can give you predictable cash flow. Most states require businesses to carry Workers' compensation insurance and requirements can vary based on factors such as location, industry, and number of employees. In Florida, eligibility is based on employee count, and workers’ compensation rates are set by the state. Because rates are regulated, the real difference from one agency to the next is the expertise, service, and support they provide. With over twenty years of nationwide experience, we specialize in making workers’ compensation simple and stress-free. We take the burden off your shoulders by actively managing your policy and helping you avoid costly mistakes. Our Pay-As-You-Owe payment plan eliminates large down payments, improves cash flow, and aligns your premiums with actual payroll, which frees up capital you can reinvest in growing your business. We go beyond placing a policy. Our team assists with inspections, audits, class code verification, compliance guidance, and other critical details that can significantly impact your costs and exposure. No matter where you operate, we provide the hands-on support and expert advice businesses need to stay compliant, control expenses, and focus on what matters most running their business. REQUEST A FREE QUOTE Understanding PAY-AS-YOU-OWE, or PAYO Are you tired of paying installments based on estimated payroll amounts? Are you tired of taking time out of your busy schedule to remit payment? Not only is it time-consuming, but an installment pay-plan can often lead to an unexpected audit balance. Since the premium for a Work Comp policy is based off the estimated annual premium for the following year, it can be challenging to track. There may be natural rises and falls in your payroll throughout the year, which has a direct impact on the premium paid to the policy. With PAYO, the premium is based on the specific amount of payroll for each check date. This prevents inaccurate premium payments, which often leads to unpleasant audit results. Although comp audits rarely result in a zero balance, the PAYO payment plan allows for significantly more accurate audit results. Our PAYO program allows you to reap the benefits of your comp policy without the stress and loss of time. To find out more, please reach out to our Work Comp department for more details. Multiple Carriers & Plan Arrangements We have access to many A-Rated insurance carriers who offer safety resources, dividend plans, deductible options, and several types of rating plans. Whether it’s a guaranteed cost, or a retro program, we have specific plans to meet your needs. 20 Years of Experience in Florida Workers’ Compensation Drug-Free Workplace Programs Workplace Safety Programs Return to Work Programs Claims Analysis Trying to control your claims experience can leave you feeling powerless. We can help! Our tools and resources help us respond to, track, and manage losses as they occur. We can also analyze your aggregate loss history to determine where significant losses are occurring and develop strategies to mitigate them. Premium Audits Premium Audits occur annually for Workers’ Compensation, approximately 30-60 after the policy renews. We understand that it can be stressful, and we are here to help! Our team is able to provide you with the majority of the necessary paperwork to complete your audit. We are here to support you through the process by corresponding with the carrier on your behalf and answering any questions you may have. After the audit is completed, we’re happy to review the results with you for better understanding. Are you 100% certain that your experience modification factor is correct? Has your agent ever showed you how much each individual claim is affecting your experience mod? We have the expertise to verify the accuracy of your experience mod. In addition, we will pinpoint how much each individual claim is costing you and provide you solutions for reducing them. Find out why iBusinessSolutions is #1 in Sarasota for Payroll, Human Capital Management, Timekeeping, Workers Comp, and Health Insurance. Learn More

