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Simplify enrollment, deductions & carrier updates with iSolved’s all-in-one benefits platform. Access anywhere. Schedule a demo with iBusinessSolutions today. Smart, Simple Benefits Administration Manage Your Workforce Benefits From Any Device Demo Our Payroll Service Call (941) 487-7275 Benefits Administration Demo We Offer Simple Solutions To Complex Problems Set up your benefit plans once, driving enrollment and deductions throughout the system. Our system also connects with carriers to ensure all life events are properly communicated to the carrier. Easy To Use End-to-end benefit administration solutions that ensures optimal employee experience. Employee Self Service Employees can enroll themselves and manage their own benefits effortlessly. Automate Employee Dedutions Error free transfer of employee elections to payroll. No more manual inputs. Leave the Headaches to us Client issues are just non-existent with iSolved Benefit Administration. 67% of employees acknowledge that the open enrollment process is stressful. See how we can help you provide a better experience. Schedule a demo

Explore flexible payroll packages with HR, compliance & onboarding tools. Trusted by Florida businesses and companies nationwide. Get started today. Choose Package: Payroll & HR Solutions Payroll & Tax Management Administration for all aspects of payroll, pay cards, garnishments, expense reimbursement, salary management iCore SELECT iComp SELECT HR Software Compensate your workforce while securely storing data across the employee lifecycle. isolved Human Resources eliminates paper files, streamlines HR workflows and reduces errors and inefficiencies HR Basic HR Basic takes the guesswork out of HR and employee benefits compliance so you can focus on what really matters — running your business. With anytime access to tools, resources, and information you can actually understand, you’ll have everything you need to keep your organization on track. Accrual Tracking Automate your PTO, Sick, Vacation and any other accruals your company tracks in one easy to use system. HR On-Demand/ Compliance Posters All the great features of HR Basic Plus 24/7 access to SPHR certified advisors to help answer all your HR related questions. Onboard & Develop Integrated workflows to automate employee onboarding & offboarding. Online Benefits Enrollment Easily set up and administer employee benefits to drive self-service enrollment and election changes. Deliver a simple benefits experience to attract and retain top talent within your organization. ACA Compliance Proactive ACA requirement notifications including real-time dashboard. Find out why iBusinessSolutions is #1 in Sarasota for Payroll, Human Capital Management, Timekeeping, Workers Comp, and Health Insurance. Schedule a demo

Veterinary Management Group Payroll & HR Solutions iBusiness Solutions is proud to partner with VMG We understand the unique challenges faced by veterinary practices. Workforce turnover is disruptive, and finding and retaining talented staff is increasingly difficult. Rising labor costs and complex regulatory requirements add further pressure. iBusiness Solutions offers comprehensive Human Capital Management (HCM) technology to help your organization stay compliant, while empowering your business leaders with the intelligence to make timely recruiting, compensation, staffing, and development decisions—ultimately optimizing both patient care and margins. Our solutions are designed to: Reduce turnover by predicting retention risks and focusing resources. Improve patient outcomes by automating manual processes and saving time. Manage a single, continuous employee record from hire to retire. Deliver an adaptable employee experience across multiple work environments. Efficiently navigate HR/payroll complexities associated with shift work, credential tracking, and ongoing learning. Maintain compliance with the latest reporting, accreditation, and regulatory requirements. Provide personalized onboarding to expedite time-to-productivity. Predict attrition risks to mobilize your retention efforts quickly and reduce the impact of turnover. Choose your Package Employ SELECT Engage SELECT Empower SELECT Payroll & Tax Management Administration for all aspects of payroll, pay cards, garnishments, expense reimbursement, salary management HR Software Compensate your workforce while securely storing data across the employee lifecycle. Eliminates paper files, streamlines HR workflows and reduces errors and inefficiencies HR Basic & Compliance Posters Take the guesswork out of HR and employee benefits compliance so you can focus on what really matters. Employee Discount Marketplace Employees access a wide variety of event, hospitality, and retail discounts to improve employee experience. Time & Labor Management ensure accurate payroll and compliance while efficiently managing time, labor, and attendance across your entire workforce—even employees who are remote or on the go. HR On-Demand All the great features of HR Basic Plus 24/7 access to SPHR certified advisors to help answer all your HR related questions. Scheduling Management of coverage requests with approval routes and schedule change notifications, including graphical scheduler view and advanced features for hybrid work. Onboard & Develop Provide analytics, templates, and wizards to ensure consistency and compliance as you onboard new employees and connect with them in more meaningful ways. Benefits Enrollment & Administration Enhance your employee experience, simplify enrollment, and relieve headaches by consolidating HR and benefit administration to gain efficiency and industry competitiveness. ACA Compliance Proactive ACA requirement notifications including real-time dashboard. Add on Products and Services to any package Attract & Hire* - ATS System Simplify the way you attract and hire qualified candidates that best fit your organizational needs with an Applicant Tracking System (ATS) that optimizes every stage of your hiring process. *Pre-hiring assessments and e-verify / I-9 work eligibility verification available at an additional cost. Learn & Grow* Curated selection of online training & places with built-in course management. Share & Perform* Recognizing employees beyond the context of work serves as a valuable post-pandemic opportunity—one that can boost employee engagement and customer experience. With isolved Share & Perform, enable multi-directional employee communication that drives toward a transformative company culture. Built-in employee recognition and performance management tools allow both employees and managers to engage in maximum business success. Talent Acquisition Services* Our talent acquisition services provide everything you need to streamline your recruitment process so you can hire top talent and scale your business. * Carries additional fees as well as a 1 year contract commitment Ready to select a package? Fill out this short form to connect with an iBiz/VMG expert today!

iBusinessSolutions provides machine-readable files with in-network negotiated rates and out-of-network allowed amounts per the Transparency in Coverage Rule. Transparency in Coverage: View Health Plan Data The Transparency in Coverage final rules require non-grandfathered group health plans and health insurance issuers offering non-grandfathered coverage in the group and individual markets to disclose on a public website information regarding: In-network negotiated rates for covered items and services Out-of-network allowed amounts and billed charges for covered items and services As of July 1, 2022, these machine-readable files (MRFs) must be made “publicly available and accessible to any person free of charge and without conditions, such as establishment of a user account, password, or other credentials, or submission of personally identifiable information (PII) to access the file” and must be updated on a monthly basis. The website where these MRFs will be housed is: Click on the logo below Fully Insured Level Funded Important notes about these files: These files are extremely large (minimum file size is 20 GB) and are designed to allow researchers, regulators, and application developers with data related to payment rates for health care services. Due to the size of these files, an individual’s ability to view or download these files will be dependent on their hardware, browser, and internet speed. The data on these files does not reflect the application of benefits or cost-sharing (deductibles, copayments, coinsurance) for a specific health plan. Each MRF uses a standard data format and schema (JSON) defined by federal agencies. For fully insured groups, there will be one MRF per plan network (BlueOptions, BlueCare, etc.). For self-insured groups, there will be one MRF per plan network (BlueOptions, BlueCare, etc.) per group employee identification number (EIN). Users should contact their employer directly to obtain their EIN. All MRFs will only include rates for benefits that Florida Blue or Truli for Health administers – rates for benefits that are “carved out” to other vendors (i.e., pharmacy) will have to be obtained from that vendor.

Access iSolved People Platform, background checks, and HR Support Center tools from iBusinessSolutions to streamline your business operations. Explore Helpful Business Resources from iBusinessSolutions

Understand officer exemptions and minimums for Florida workers compensation. Stay compliant with expert tips. Explore the guide now. Understanding Officer Minimums and Exemptions FLORIDA WORKERS’ COMPENSATION EXEMPTIONS AT-A-GLANCE iBusinessSolutions provides as much relevant information possible to keep you protected. Our goal is to become a resource and business partner for your business. We would love to talk to you anytime about any question you may have regarding workers comp. In addition, please contact a licensed insurance agent, an attorney, or the Division of Workers’ Compensation . Worker Comp Quote Non-Construction Companies: (Required to have workers’ comp coverage if they have 4 or more employees) Sole Proprietorship or Partnership – Payroll Officer Minimum $46,100 (2018) Sole proprietors and partners are automatically excluded by law; they do not have to file for an exemption. Cannot be included on a workers’ compensation policy unless they file form DWC 251 Election of Coverage with the state Division of Workers’ Compensation (“DWC”). Can go back to being excluded by filing form DWC 251-R with the DWC Corporation – Payroll Officer Minimum $46,800 : Maximum $140,400 (2018) Officers can file for an exemption with the There is no limit to the number of corporate officers who can exempt out of workers’ compensation coverage. Corporation must be in good standing and applicant must be listed as an officer of the corporation on the Division of Corporations’ database (sunbiz.org). Non-construction exemptions issued prior to 1/1/13 are free and last until revoked; they do not expir Non-construction exemptions issued on or after 1/1/13 are also free but must be renewed every 2 years to remain valid. Exemption can be revoked by filing form DWC 250-R with the Corporate officers without an exemption are considered employees for coverage purposes (and count towards the 4-employee threshold) and are included on their company’s workers’ compensation pol Limited Liability Company (LLC) – Payroll Officer Minimum $46,800 : Maximum $140,400 (2018) Effective July 1, 2013, LLC owners (also called “members” or “managing members”) of non-construction LLC’s can file for an exemption with the Applicant must own at least 10% of the LLC to be eligible for an exemption. The exemption is free and must be renewed every 2 years to remain Exemption can be revoked by filing form DWC 250-R with the LLC owners without an exemption are considered employees for coverage purposes (and count towards the 4-employee threshold) and will be included on the company’s workers’ compensation pol Construction Companies: (Required to have coverage for any employees): Sole Proprietorship or Partnership – Payroll Officer Minimum $46,100 (2018) Sole proprietors and partners in the construction industry are automatically included; they are not eligible to exempt out of workers’ com They must have workers’ comp coverage to work legally in the state of Florida. Corporation – Payroll Officer Minimum $23,400 : Maximum $140,400 (2018) Up to 3 corporate officers can file for an exemption with the Corporation must be in good standing and applicant must be listed as an officer of the corporation on the Division of Corporations database (sunbiz.org). Applicant must own at least 10% of the corporation’s stock to apply for an exemption. Exemption costs $50 and must be renewed every 2 years to remain val Exemption can be revoked by filing form DWC 250-R with the Corporate officers without an exemption are considered employees for coverage purposes (and count towards the 1-employee threshold) and will be included on their company’s workers’ compensation pol Limited Liability Company (LLC) – Payroll Officer Minimum $23,400 : Maximum $140,400 (2018) Up to 3 LLC owners (also called “members” or “managing members”) may file for an exemption with the LLC must be in good standing on the Division of Corporations’ database (sunbiz.org). Applicant must own at least 10% of the LLC to be eligible for an exemption. Exemption costs $50 and must be renewed every 2 years to remain val Exemption can be revoked by filing form DWC 250-R with the All exemptions must be applied for online at the Division of Workers’ Compensation’s website: www.myfloridacfo.com/wc. Applicants must provide a Florida driver’s license or ID card number. Out-of-state applicants can apply for an exemption by calling the Division of Workers’ Compensation at (800) 742-2214. Florida Construction Class Codes The state Division of Workers’ Compensation considers the following class codes to be in the construction industry. An employer is engaged in the construction industry when any portion of the employer’s business operations is described in the construction industry classification codes below: (a) 0042 Landscape Gardening and Drivers (b) 0050 Farm Machinery Operation By Contractor and Drivers (c) 1322 Oil or Gas – Well – Cleaning or Swabbing of Wells – By Specialist Contractor – No Drilling & Drivers (d) 2799 Manufactured, Modular or Prefabricated Home Setup, Hookup, or Installation at Building Site (e) 3365 Welding or Cutting NOC and Drivers (f) 3719 Oil Still Erection or Repair (g) 3724 Machinery or Equipment Erection or Repair NOC and Drivers (h) 3726 Boiler Installation or Repair – Steam (i) 5020 Ceiling Installation Suspended Acoustical Grid Type (j) 5022 Masonry NOC (k) 5037 Painting: Metal Structures Over Two Stories in Height and Drivers (l) 5040 Iron or Steel: Erection – Frame Structures (m) 5057 Iron or Steel: Erection NOC (n) 5059 Iron or Steel: Erection – Frame Structures Not Over Two Stories in Height (o) 5069 Iron or Steel: Erection Construction of Dwellings Not Over Two Stories in Height (p) 5102 Door and Window Installation – All Types – Residential and Commercial (q) 5146 Furniture or Fixtures Installation – Portable – NOC (r) 5160 Elevator Erection or Repair (s) 5183 Plumbing NOC and Drivers (t) 5188 Automatic Sprinkler Installation and Drivers (u) 5190 Electrical Wiring Within Buildings and Drivers (v) 5213 Concrete Construction NOC (w) 5215 Concrete Work Incidental to the Construction of Private Residence (x) 5221 Concrete or Cement Work – Floors, Driveways, Yards or Sidewalks and Drivers (N/A MA) (y) 5222 Concrete Construction in Connection with Bridges or Culverts (z) 5223 Swimming Pool Construction, Installation, or Repair -Not Iron or Steel & Drivers (aa) 5348 Ceramic Tile, Indoor Stone, Marble, or Mosaic Work (bb) 5402 Hothouse Erection All Operations (cc) 5403 Carpentry – NOC (dd) 5437 Carpentry – Installation of Cabinet Work or Interior Trim (ee) 5443 Lathing and Drivers (ff) 5445 Wallboard Installation Within Buildings and Drivers (gg) 5462 Glazier Away From Shop and Drivers (hh) 5472 Asbestos Removal Operations: Contractor – Pipe and Boiler Work Exclusively & Drivers (ii) 5473 Asbestos Removal Operations: Contractor – NOC and Drivers (jj) 5474 Painting NOC & Shop Operations, Drivers (kk) 5478 Floor Covering Installation – Resilient Flooring – Carpet and Laminate Flooring (ll) 5479 Insulation Work NOC and Drivers (mm) 5480 Plastering NOC and Drivers (nn) 5491 Paperhanging and Drivers (oo) 5506 Street or Road Construction: Paving or Repaving and Drivers (pp) 5507 Street or Road Construction: Subsurface Work and Drivers (qq) 5508 Street or Road Construction: Rock Excavation and Drivers (rr) 5509 Street or Road Maintenance or Beautification & Drivers (ss) 5535 Sheet Metal Work – Installation & Drivers (tt) 5537 Heating, Ventilation, Air-Conditioning and Refrigeration Systems Installation, Service and Repair, Shop, Yard & Drivers (uu) 5551 Roofing – All Kinds and Drivers (vv) 5606 Contractor – Project Manager, Construction Executive, Construction Manager or Construction Superintendent (ww) 5610 Cleaner – Debris Removal – Construction Contractor (xx) 5613 Cleaner – Debris Removal – Temporary Labor Service (yy) 5645 Carpentry – Detached One or Two Family Dwellings (zz) 5651 Carpentry – Dwellings – Three Stories or Less (aaa) 5703 Building Raising or Moving (bbb) 5705 Salvage Operation – No Wrecking or Any Structural Operations (ccc) 6004 Land Pile Driving (ddd) 6006 FMarine Pile Driving, Dock & Seawall, Jetty or Breakwater, Dike or Revetment Construction – All Operations to Completion & Drivers (eee) 6017 Dam or Lock Construction: Concrete Work – All Operations (fff) 6018 Dam or Lock Construction: Earth Moving or Placing – All Operations and Drivers (ggg) 6045 Levee Construction – All Operations to Completion and Drivers (hhh) 6204 Drilling NOC and Drivers (iii) 6206 Oil or Gas Well: Cementing and Drivers (jjj) 6213 Oil or Gas – Well – Specialty Tool & Equipment Leasing NOC – All Employees & Drivers (kkk) 6214 Oil or Gas Well: Perforating of Casing – All Employees and Drivers (lll) 6216 Oil or Gas – Lease Work NOC – By Specialist Contractor & Drivers (mmm) 6217 Excavation and Drivers NOC (nnn) 6229 Irrigation or Draining System Construction & Drivers (ooo) 6233 Oil or Gas Pipeline Construction & Drivers (ppp) 6235 Oil or Gas Well: Drilling or Redrilling & Drivers (qqq) 6236 Oil or Gas Well: Installation or Recovery of Casing & Drivers (rrr) 6237 Oil or Gas Well: Instrument Logging or Survey Work and Drivers (sss) 6251 Tunneling Not Pneumatic – All Operations (ttt) 6252 Shaft Sinking – All Operations (uuu) 6260 Tunneling – Pneumatic – All Operations (vvv) 6306 Sewer Construction – All Operations and Drivers (www) 6319 Gas Main or Connection – Construction and Drivers (xxx) 6325 Conduit Construction – For Cable or Wires – & Drivers (yyy) 6400 Fence Installation and Repair-Metal, Vinyl, Wood or Prefabricated Concrete Panel Fence Installed By Hand (zzz) 7538 Electric Light or Power Line Construction & Drivers (aaaa) 7605 Burglar and Fire Alarm Installation or Repair & Drivers (bbbb) 7855 Railroad Construction: Laying or Relaying of Tracks or Maintenance of Way by Contractor – No Work on Elevated Railroads – & Drivers (cccc) 8227 Construction or Erection Permanent Yard (dddd) 9534 Mobile Crane and Hoisting Service Contractors – NOC – All Operations – Including Yard Employees and Drivers (eeee) 9554 Sign Installation, Maintenance, Repair, Removal, or Replacement NOC & Drivers Find out why iBusinessSolutions is #1 in Sarasota for Payroll, Human Capital Management, Timekeeping, Workers Comp, and Health Insurance. Workers Comp Quote

Group health insurance plans that support your team and keep your business compliant. Expert service available nationwide. Get your quote today! Customized Group Health Plans for Your Business Needs Comprehensive Health Insurance Solutions for Your Employees At iBusinessSolutions, we specialize in designing Group Health Benefit Plans tailored for Sarasota and Southwest Florida businesses with 4 or more employees. Our expert team creates affordable, compliant, and comprehensive medical packages that help you attract and retain top talent while simplifying benefits administration. Let us handle the complexities of health insurance compliance so you can focus on growing your business. Contact Us Today Why Choose Group Health Benefit Plans with iBusinessSolutions? As your business grows, offering competitive employee benefits becomes essential. Our group health plans provide: Cost-Effective Coverage: Affordable rates for businesses of all sizes, potentially saving you thousands annually. Compliance Expertise: Navigate ACA, COBRA, and Section 125 requirements with confidence, avoiding costly penalties. Customized Solutions: Tailored plans (PPO, HMO, HSA, HRA, and level-funded options) to meet your workforce’s needs. Employee Satisfaction: Boost retention with comprehensive medical, dental, life, and disability plans that show you value your team. Local Support: As a Sarasota-based partner, we understand the unique needs of Southwest Florida businesses but also provide solutions nationwide. Our Group Health Benefit Offerings We provide a full suite of employee benefit plans to suit any industry, ensuring your business stays competitive and compliant. Group Medical Insurance: Comprehensive plans including PPO, HMO, HSA, plus level-funded solutions for cost control. Group Dental Plans: Affordable dental coverage to complement your medical benefits package. Group Life Insurance: Offer your employees peace of mind with customizable life insurance plans. Short-Term and Long-Term Disability: Protect your workforce with income replacement options for unexpected health challenges. Supplemental Plans: Enhance your benefits with supplemental insurance products. Section 125 Plans: Save on taxes and increase employee take-home pay with pre-tax benefit options. Group Insurance Quote Certificate of Insurance A certificate of insurance is a document used to provide information on specific insurance coverage. The certificate provides verification of the insurance. Learn More Group Health Insurance Quote Health insurance is a way to pay for health care. It protects you from paying the full costs of medical services when you’re injured or sick. Learn More Payroll Services Quote You do not need an accounting expert to manage your payroll function in the office. We offer a simplified online payroll software and service. Learn More Workers Comp Quote With the right experience and guidance, we can control the working parts of your policy and reduce the premiums you pay each year. Learn More Simplify Compliance and Benefits Administration Navigating the complexities of employee benefits can be overwhelming, especially as your business scales. iBusinessSolutions takes the stress out of compliance by: HSA Plans Ensuring adherence to ACA regulations, COBRA requirements, and other federal mandates. Providing Certificates of Insurance to verify coverage for your records. Offering expert guidance on Section 125 plans to maximize tax savings for you and your employees. Streamlining benefits enrollment and administration with user-friendly tools and personalized support. With iBusinessSolutions, you’ll have a trusted partner to manage your group health benefits, so you can focus on what matters most—running your business. Contact us today to explore how our group health plans can save you money and enhance your employee benefits package. Group Health Quote Individual Medical Insurance Integrated Payroll and HR Solutions In addition to group health benefits, iBusinessSolutions offers simplified payroll services and human capital management tools to streamline your operations. Our online payroll software eliminates the need for in-house accounting expertise, while our timekeeping and workers’ compensation solutions help you manage costs effectively. Learn More About Our Payroll Services Request a Workers’ Compensation Quote Why iBusinessSolutions is Sarasota’s Trusted Benefits Partner As the #1 choice in Sarasota for payroll, human capital management, and group health benefits, iBusinessSolutions is committed to helping local businesses thrive. Our deep understanding of Southwest Florida’s business landscape, combined with our expertise in compliance and benefits administration, makes us the ideal partner for your growing company. Find out why iBusinessSolutions is #1 in Sarasota for Payroll, Human Capital Management, Timekeeping, Workers Comp, and Health Insurance. Learn More

Streamline HR operations with cloud-based software from iBusinessSolutions. Manage compliance, employees, and payroll with one powerful solution. Get started today! All-in-One Cloud HR & Payroll Software Payroll + Human Resources We bring the all the functions of Payroll and Human Resources together which simplifies your people management. Payroll, HR, On-Boarding, Time Management, Benefits and more are all in one easy to use program. There’s no more exporting or importing. No more integrations. Our cloud based system is built from the ground up based on our customers feedback, so you can run payroll quickly and error-free. Learn More One System for ALL your Payroll & HR Needs The best solution for managing the HR related functions such as compensation, recruiting, hiring, policy development, workplace management, performance management, training and so much more. Free Demo Call (941) 487-7275 Fast FREE Quote HR SOFTWARE Technology that empowers organizations to do more. It spans the entire employee life cycle, provides insight to your workforce and drives performance. Human Resource Tools Manage and strengthen your workforce with highly configurable reporting and multi-level performance management tools. Easily onboard your talent, pull compliance reports or complete performance reviews. Onboarding Our customizable onboarding process streamlines new hiring. PTO/Vacation Accrual Management Employees have access to accrual and PTO data anytime. Employee Self Service Improve HR efficiency by providing self-service tools to your staff. Job History Maintain accurate and accessible records for every employee. Salary Management Manage salary and benefits status and history. Training & Performance Manage performance reviews and training history right through iSolved. Document OSHA Incidents and other employee records to ensure your compliance. Once onboarded, all the data moves along to time, payroll, and benefits enrollment. iSolved streamlines the entire process, destroying paperwork and providing accuracy, efficiency and the tools you need to understand your workforce. Personal information Emergency contacts Direct deposit Voluntary benefits enrollment W-4/I-9 WOTC Find out why iBusinessSolutions is #1 in Sarasota for Payroll, Human Capital Management, Timekeeping, Workers Comp, and Health Insurance. Schedule a demo

Simplify workers comp insurance in Florida with expert support from iBusinessSolutions. Enjoy pay-as-you-go plans, no large down payments, and expert audit support. Simplify Workers Comp Insurance with Expert Help in Florida Choosing the right workers comp policy can give you predictable cash flow. Most states require businesses to have workers compensation insurance. In the state of Florida, work comp rates are set by the state so the differences from one agency to the next rely in the services they can provide to help you manage your policy. Our twenty plus years of experience has given us the necessary tools to take most of the burden off your shoulders. Using our PAY-AS-YOU-GO payment plan eliminates the need for costly down payments and increases your month to month cash flow, so you can use that money to grow your business. We also assist with inspections, audits, class code verifications and many more areas you may not be familiar with, but need expert advice and assistance with. FOR MORE INFO OR TO GET A FREE QUOTE CLICK HERE Understanding PAY-AS-YOU-GO Tired of large down payments and installments based on estimated payrolls that are out of line with your actual payroll figures? Our payroll system takes the guess work out of figuring your workers comp premium. Only your actual workers compensation premium that is based on the current payroll is deducted on a pay-as-you-go basis. Our program only requires a $160 down payment and has no surprising audits at the end of the year. Multiple Carriers & Plan Arrangements We have access to many A-Rated carriers offering all types of plans. Whether it’s a guaranteed cost, a retro program, dividends or deductibles, we have the specific plans to meet your needs. Risk Management Drug-Free Workplace Programs Workplace Safety Programs Return to Work Programs Claims Analysis Trying to control your claims experience can leave you feeling powerless. We can help! Our tools and resources help us respond to, track, and manage losses as they occur. We can also analyze your aggregate loss history to determine where significant losses are occurring and develop strategies to mitigate them. Premium Audits Our payroll service can provide you with all the necessary paperwork to complete your premium audit. In fact, with most carriers, the premium audit is done in our office. After the audit is completed we will review the audit with you and verify all exposures for accuracy. Are you 100% certain that your experience modification factor is correct? Has your agent ever showed you how much each individual claim is affecting your experience mod? We have the expertise to verify the accuracy of your experience mod. In addition, we will pinpoint how much each individual claim is costing you and provide you solutions for reducing them. Request a Call Back. Name Phone Email Submit Thanks for submitting! For Business: For Workers Comp inquiry fill our short feedback form or you can also Call – (941) 487-7275 and we’ll get in touch shortly. Office Hours : 09:00 and 5:00 Mon to Fri | Sat, Sun – Holiday Find out why iBusinessSolutions is #1 in Sarasota for Payroll, Human Capital Management, Timekeeping, Workers Comp, and Health Insurance. Learn More

iBusinessSolutions makes insurance compliance easy—manage your certificates of insurance online, reduce liability, and simplify vendor risk management. Sign up now! Take Control of Your Insurance Certificates — Fast, Easy, Online Sign Up to Process your own Certificates! Initial Request Create an email to: COI@iBusinessSolutions.com Allow 48 Hours to process this request. Once complete, you will receive confirmation with a provided password. Be sure to save this password so that way it is not lost. Once Setup is Complete Visit the following website to begin processing certificates: NowCerts Login Enter the email address requested at Initial Request and password provided in confirmation email If password is lost you can request that it be e-mailed to you after supplying the appropriate email address. Insert Proper Certificate Holder Information (Name and Address) Click Continue Completed Certificate will populate automatically. Sign me Up for Self Service Four Reasons Why Certificates of Insurance Are Essential 3. Reduces liability. By carefully documenting certificates of insurance from all third-party vendors, you're setting yourself up nicely for transferring loss to that party's insurer in the event that something goes wrong. 4. Protects you when outsourcing. Contingent work comes with a unique set of insurance hazards. Performing due diligence and checking each vendor's policy against your requirements could profect you from incidents that could lead to costly litigation and effect the profitability of your ventures. 1. Proves your insurance status. The COI is a summary of an insurance policy. It effectively serves as proof of insurance, without the bulk of the policy itself. 2. Provides quick access to information. A COI constitutes an express version of an insurance policy. This convenience could save you dozens of hours of work each year. For projects big and small, liability concerns must be mitigated. Otherwise, project owners, managers, and lenders remain vulnerable to inadequate loss transfer—suffering blows to their reputations every time they are found liable for an accident or oversight. Projects of a substantial size, such as hotel construction, include countless third parties to keep track of, including investors, general contractors, subcontractors, and even passersby. All parties working on a project should have an insurance policy of some kind, but reviewing every letter of each policy would be a full-time job in itself. Plus, doing so leaves ample opportunity for missing essential details. Your best chance at successfully mitigating risk and reducing liabilities is to carefully document, track, and manage valid certificates of insurance from third parties. Worker Comp Quote What is a Waiver of Subrogation (WOS)? By Definition: Subrogation is a legal principle in which a person who has paid another expenses or debt assumes the others rights to recover from the person responsible for the expenses or debt. For example, if someone hits your car in a parking lot and causes significant damage, your insurance company will pay you for the damage (assuming you bought collision insurance,) then recover the amount of its payment (subrogate) from the other driver (or, more commonly, from the driver’s insurance company.) Subrogation holds ultimately responsible the person who should pay for the damage. Workers’ compensation policies require an endorsement whenever a waiver of subrogation is desired. This endorsement may apply on a blanket basis to all parties with whom the insured has written contracts requiring waivers. Alternatively, it can apply only to the party listed on its schedule. The insurance company may charge up to two percent of the policy premium for blanket coverage or two to five percent of the project’s premium for individual coverage. Find out why iBusinessSolutions is #1 in Sarasota for Payroll, Human Capital Management, Timekeeping, Workers Comp, and Health Insurance. Get In Touch

iBusinessSolutions provides industry-leading services for managing payroll, workers comp, and employee benefits. Serving small to medium business in Tampa and beyond. Schedule a demo Payroll & HR in one easy to use system. • Payroll, HR, On-Boarding, Time & Compliance. • Process on Desktops, Tablets & Mobile Devices. • Workers Compensation & Health Insurance Plans. • A La Carte Billing – Only Pay For Services You Use Professional Services For All Business Budgets Nationwide iBusinessSolutions provides payroll services for any small to medium sized business in every U.S. state except Hawaii and Puerto Rico. Our clients have the ability to manage the payroll related services from any device connected to the internet. More importantly, it is safe, secure and easy to do. You will be on a first name basis with your team of payroll professionals that will know the details of your business. No more long customer service holds for someone that doesn’t know your business history. Payroll Services Payroll processing, human capital management, labor law compliance, tax compliance, and more. Our payroll solution provides you secure access from any device connected to the internet. View More Health Insurance Attract, hire and retain quality employees with our tailored “Fortune 500 Plans.” Medical, PPO, HMO, HSA, HRA, Dental, Life, Long and Short-term Disability, and more. View More Workers’ Compensation Reduce your workload. We handle your payments, audits and more. Pay as you go premiums, multiple carriers & plans, audit assistance, class code verification. View More Human Resources Integrated Human Resources, Compliance, 24/7 access to SPHR Certified Professionals. View More iBusinessSolutions: 100% Control Of Your Business Whether you are an existing client or a company seeking payroll services, iBusinessSolutions, based in Sarasota, Florida, is here to make a difference every step of the way. From the initial payroll services quote to the enrollment, to the ongoing personal touches you receive, we focus on providing a level of service unparalleled in our industry. It is the goal of our agency to ensure that all of our clients, whether individuals or businesses, fully understand their insurance and benefits options, while they are utilizing a plan that matches their specific needs. Learn More HR Empowerment Put into Perspective Here’s an example of how HCM technology can empower your HR department to make data-backed decisions: You’re heading into your busy season and you’ve started to realize you might be a bit short-staffed. You call a management meeting to discuss what to do about it. Luckily, your HR manager is there prepared with data on turnover percentage and call-off rates. That information, coupled with operations’ data on productivity per individual, helps you pinpoint exactly how many more employees you’ll need to hire and in which departments. So, you don’t have to worry about wasting time or money on unnecessary onboarding. This data didn’t just come out the blue. Nor did it come from hours of manual reporting and tracking. It came from an automated, easy to digest dashboard of reports, thanks to your HCM technology. HCM Technology Empowerment Tip If you aren’t already giving HR a seat at the management table, you should be. Either way, human resources should be an integral part of your everyday operations. A service that brings HR and payroll together in unified HCM technology will help get you there. Find out why iBusinessSolutions is one of the fastest growing companies in Payroll, Human Capital Management, Timekeeping, Workers Comp, and Health Insurance. Schedule a demo

Simplify employee tracking with our cloud-based time and attendance software. iBusinessSolutions delivers reliable, user-friendly solutions nationwide. Access it online anytime—start now! Cloud-Based Time & Attendance Software For a Quick Demo Call (941) 487-7275 Time and Attendance A major complaint often heard from small business owners is the time spent on scheduling and monitoring attendance. When you manually look at the scheduled adherence (compare schedules vs. time worked) you can see an opportunity to increase revenue while reducing costs. The time it takes to monitor and track attendance is time wasted especially when there is a software solution that will manage this for you in no time. Our payroll service will reduce the time spent on scheduling and tracking attendance. iBusinessSolutions offers easy to use functions for employee scheduling, attendance monitoring, and schedule adherence. Schedule a demo Compare Schedule vs. Actual Time Quickly See Late or Leaving Late Immediate Access to Missed Shifts Set Alerts for Late, Early, Ect. Set Attendance Rules Assign Multiple Shifts View by hours, Days, or Months Quickly Schedule Holidays Easily Transfer Shifts for Employees Click and Drag Options Update and Export Reports Multiple Customized Reports Available Transform the way you collect, manage and process your employee time. Our time and attendance payroll service is a complete time & attendance system that can be used all on its own or as part of a complete human capital management solution, with human resources, payroll, and benefits enrollment. Our software replaces tedious time-tracking procedures and completely eliminates manual collection of the information needed for payroll. iBusinessSolutions Payroll Processing It connects various methods of time collection such as physical time clocks, the mobile payroll app, or even self-service, providing maximum flexibility no matter where your employees are located or how they work. Our payroll service was born in the cloud, and engineered for the small-to-mid-sized employer. It offers simple, intelligent navigation, robust reporting and powerful configuration options. Our software service can be extended to include scheduling as well. With the Scheduling and Attendance module, this service allows employers to build schedules, monitor attendance and be alerted to exceptions. Time & Attendance Accurately track, manage and process time and attendance for your entire workforce, even if you have remote employees, multiple locations or mobile employees. With our HCM software, you can choose the data collection that works best for your business – online, with a time clock or with the mobile app. Shift differentials Self-service punching Labor allocations Crossing midnight boundaries Rules-driven pay policies NXG clocks with an optional biometric scanner Overtime and premiums Flexible time rounding rules Meal and break tracking Find out why iBusinessSolutions is #1 in Sarasota for Payroll, Human Capital Management, Timekeeping, Workers Comp, and Health Insurance. Schedule a demo