Customized Group Health Plans for Your Business Needs
Comprehensive Health Insurance Solutions for Your Employees
At iBusinessSolutions, we specialize in designing Group Health Benefit Plans tailored for businesses with 4 or more employees nationwide
Our expert team creates affordable, compliant, and comprehensive medical packages that help you attract and retain top talent while simplifying benefits administration.
Let us handle the complexities of health insurance compliance so you can focus on growing your business.
Carriers We Work With
Why Choose Group Health Benefit Plans with iBusinessSolutions?
As your business grows, offering competitive employee benefits becomes essential. Our group health plans provide:
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Cost-Effective Coverage: Affordable rates for businesses of all sizes, potentially saving you thousands annually.
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Compliance Expertise: Navigate ACA, COBRA, and Section 125 requirements with confidence, avoiding costly penalties.
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Customized Solutions: Tailored plans (PPO, HMO, HSA, HRA, and level-funded options) to meet your workforce’s needs.
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Employee Satisfaction: Boost retention with comprehensive medical, dental, life, and disability plans that show you value your team.
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Local Support: As a Sarasota-based partner, we understand the unique needs of Southwest Florida businesses but also provide solutions nationwide.
Our Group Health Benefit Offerings
We provide a full suite of employee benefit plans to suit any industry, ensuring your business stays competitive and compliant.
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Group Medical Insurance: Comprehensive plans including PPO, HMO, HSA, plus level-funded solutions for cost control.
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Group Dental Plans: Affordable dental coverage to complement your medical benefits package.
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Group Life Insurance: Offer your employees peace of mind with customizable life insurance plans.
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Short-Term and Long-Term Disability: Protect your workforce with income replacement options for unexpected health challenges.
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Supplemental Plans: Enhance your benefits with supplemental insurance products.
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Section 125 Plans: Save on taxes and increase employee take-home pay with pre-tax benefit options.
Simplify Compliance and Benefits Administration
Navigating the complexities of employee benefits can be overwhelming, especially as your business scales. iBusinessSolutions takes the stress out of compliance by:
HSA Plans
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Ensuring adherence to ACA regulations, COBRA requirements, and other federal mandates.
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Providing Certificates of Insurance to verify coverage for your records.
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Offering expert guidance on Section 125 plans to maximize tax savings for you and your employees.
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Streamlining benefits enrollment and administration with user-friendly tools and personalized support.
With iBusinessSolutions, you’ll have a trusted partner to manage your group health benefits, so you can focus on what matters most—running your business.
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Contact us today to explore how our group health plans can save you money and enhance your employee benefits package.
Individual Medical Insurance
Integrated Payroll and HR Solutions
In addition to group health benefits, iBusinessSolutions offers simplified payroll services and human capital management tools to streamline your operations. Our online payroll software eliminates the need for in-house accounting expertise, while our timekeeping and workers’ compensation solutions help you manage costs effectively.
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Learn More About Our Payroll Services
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Request a Workers’ Compensation Quote
Why iBusinessSolutions is Your Trusted Benefits Partner
As the #1 choice for payroll, human capital management, and group health benefits, iBusinessSolutions is committed to helping local & national businesses thrive. Our deep understanding of the business landscape, combined with our expertise in compliance and benefits administration, makes us the ideal partner for your growing company.
Transparency in Coverage
The Transparency in Coverage final rules require non-grandfathered group health plans and health insurance issuers offering non-grandfathered coverage in the group and individual markets to disclose on a public website information regarding:
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In-network negotiated rates for covered items and services
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Out-of-network allowed amounts and billed charges for covered items and services
As of July 1, 2022, these machine-readable files (MRFs) must be made “publicly available and accessible to any person free of charge and without conditions, such as establishment of a user account, password, or other credentials, or submission of personally identifiable information (PII) to access the file” and must be updated on a monthly basis. The website where these MRFs will be housed is:
Important notes about these files:
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These files are extremely large (minimum file size is 20 GB) and are designed to allow researchers, regulators, and application developers with data related to payment rates for health care services.
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Due to the size of these files, an individual’s ability to view or download these files will be dependent on their hardware, browser, and internet speed.
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The data on these files does not reflect the application of benefits or cost-sharing (deductibles, copayments, coinsurance) for a specific health plan.
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Each MRF uses a standard data format and schema (JSON) defined by federal agencies.
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For fully insured groups, there will be one MRF per plan network (BlueOptions, BlueCare, etc.).
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For self-insured groups, there will be one MRF per plan network (BlueOptions, BlueCare, etc.) per group employee identification number (EIN). Users should contact their employer directly to obtain their EIN.
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All MRFs will only include rates for benefits that Florida Blue or Truli for Health administers – rates for benefits that are “carved out” to other vendors (i.e., pharmacy) will have to be obtained from that vendor.
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Fully Insured
Level Funded
