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Explore flexible payroll packages with HR, compliance & onboarding tools. Trusted by Florida businesses and companies nationwide. Get started today. Choose Package: Payroll & HR Solutions What’s Included in Each Package iCore SELECT iComp SELECT Payroll & Tax Management Administration for all aspects of payroll, pay cards, garnishments, expense reimbursement, salary management HR Software Compensate your workforce while securely storing data across the employee lifecycle. isolved Human Resources eliminates paper files, streamlines HR workflows and reduces errors and inefficiencies HR Compliance Library HR Basic takes the guesswork out of HR and employee benefits compliance so you can focus on what really matters. Accrual Tracking Automate your PTO, Sick, Vacation and any other accruals your company tracks in one easy to use system. Guided HR Compliance & Compliance Poster Service All the great features of the HR Compliance Library + 24/7 access to SPHR certified advisors to help answer all your HR related questions. Onboard & Develop Integrated workflows to automate employee onboarding & offboarding. Online Benefits Enrollment Easily set up and administer employee benefits to drive self-service enrollment and election changes. Deliver a simple benefits experience to attract and retain top talent within your organization. Contact Us Today Find out why iBusinessSolutions is #1 in Sarasota for Payroll, Human Capital Management, Timekeeping, Workers Comp, and Health Insurance. Schedule a demo

iBusinessSolutions provides industry-leading services for managing payroll, workers comp, and employee benefits. Serving small to medium business in Tampa and beyond. Your business deserves your focus. Let us handle your Payroll, Benefits, & Work Comp. Enterprise Technology serviced by a team that knows your name. LEARN MORE iBusinessSolutions turns your Payroll, Workers' Comp, and Benefits mountains into molehills. We deliver powerful, cloud-based solutions backed by a dedicated Sarasota-based team. No call centers. No runaround. Just answers. Tired of Being Treated as a Number? Businesses switch to iBusinessSolutions because they are tired of long hold times, faceless call centers, and 'one-size-fits-all' solutions from giant payroll providers. They’re overpaying for bundled PEOs and need a partner who understands their business by name. Providing Payroll, Work Comp, & Benefits support to Businesses throughout Sarasota and the U.S. Simplified Payroll Services From automated tax filings to cloud-based time tracking, we make payday easy. Powered by iSolved, managed by people. Learn More Smart Workers' Comp Stay compliant and avoid costly audits. We help you with proper employee classification and 'pay-as-you-go' options to manage cash flow. Get Started Cost-Effective Benefits Administration Attract and retain top talent with custom group health plans. We help navigate compliance and save thousan compared to PEOs. Explore More Powerful Enterprise Technology Solution We partner with iSolved, a leading cloud-based platform. You get employee self-service, mobile access, easy onboarding, and powerful reporting—everything the giants offer. Schedule A Demo Trusted by small & medium businesses in Southwest Florida and across the U.S. To play, press and hold the enter key. To stop, release the enter key. "The best company I have ever worked with, they help me so much" Ronald Kuroiwa Casa Maya Mexican Resturant Let us handle the complexities of Payroll, Work Comp & Benefits, so you can focus on growing your business. Contact our team for a free, no-obligation consultation today. Schedule a demo

Explore exciting career opportunities with iBusinessSolutions. Join a growing leader in HR and payroll software serving Florida with innovation and integrity. Careers in HR & Payroll Services Vision Statement: To invest $250,000 annually into our team and community to inspire positive change. APPLY HERE If you're looking for a mission driven company with values and growth opportunities, then we are looking for you. But don't take our word, see what our staff says about us below... Contact Us WHAT OUR STAFF THINKS. It's all about culture. "I enjoy that we are have the small company atmosphere. Our bosses are personable, we have flexible hours when needed, and our dress code is pretty chill." "Christian based company." "We aren't just coworkers, we are one big work family." "Not like a normal corporate company job, where you're just another worker and not appreciated. Here at iBiz, we are valued and cared about. The owners really care about their employees, and go above and beyond to help them if they're in a rough spot." "The growth! Since I have started, I have seen tremendous growth which provides job security. I am excited to see what the future holds for the company & I'm glad to be a part of it!" "THE PEOPLE! Everyone is willing to help and easy to get along with. Anytime I have a question, anyone I ask is willing to explain an answer or collaborate with me to determine an answer or solution. " "The partners! Each one of them is understanding and easy to talk to. Highly enjoy that they are family oriented and allow us all to have a work-life balance. They also listen and continue to make changes to better all of their employees (as well as our society)."

High-tech payroll, HR, and Workers’ Comp for restaurants. iBusinessSolutions combines the power of iSolved with a personal touch you won’t find at big-box providers. Restaurant Payroll, HR, & Benefits Helping Restaurants Increase Efficiency with a Personal Touch. For Your Free Demo Call (941) 487-7275 The Heart of Your Restaurant is Serving People. The Heart of Our Business is Serving You. You didn't open a restaurant to spend your afternoons buried in onboarding paperwork and tip-credit calculations. You did it to serve your community. At iBusinessSolutions, we share that same passion. We are a locally owned and operated partner providing top-of-the-line technology—with a personal touch—to help restaurant owners nationwide regain their time. We treat your business like our neighbor, because that’s exactly who we are. Streamline My Restaurant Operations Built for Local Restaurants, Powered by Enterprise Tech We know that in the hospitality industry, every minute counts. We combine the robust power of the iSolved platform with a dedicated service team that knows your name. No 1-800 numbers, no endless hold times—just elite solutions for the unique hurdles you face. Automated Hiring & Onboarding The Problem: High turnover makes manual onboarding a full-time job. The Solution: Our Attract & Hire tools automate job postings and background checks. New hires complete their paperwork digitally—via mobile app or web—before they ever walk through your kitchen doors. The Result: Your staff is "Day-One Ready" with e-signatures, training links, and clock-in credentials already set. Scalable Compliance & Labor Management The Problem: As you grow, so does the complexity of ACA, tip credits, and wage notices. The Solution: We provide automated alerts and workflows that trigger at key growth thresholds (like reaching 50 FTEs). The Benefit: Our system handles the heavy lifting for time scheduling, meal/break compliance, and eligibility tracking, keeping you on the right side of state and local regulations. Real-Time Workers’ Comp (PAYO) The Problem: Massive, unexpected bills at the end of the year due to estimated premiums. The Solution: Our Pay-As-You-Owe (PAYO) solution calculates premiums based on your actual payroll each cycle. The Benefit: Protect your cash flow with no down payments and no year-end audit surprises. Why iBusinessSolutions is the Right Ingredient for Your Business "We are a Christian-valued organization driven by integrity. We believe in giving back—investing over $250,000 annually into local charities. When you partner with us, you’re not just buying software; you’re joining our team to strengthen the business community." A Personal Contact: You have a dedicated representative who understands the "Season" and the specific rhythm of the restaurant industry. A La Carte Flexibility: Don't pay for what you don't need. Unlike PEOs, we offer transparent, flexible pricing that saves you thousands annually. Mobile-First Design: Servers and chefs can check paystubs, request PTO, and view schedules right from their phones. What Restaurant Clients Say About iBusinessSolutions Your Local Partner, Serving Clients Nationwide For years, iBusinessSolutions has been the trusted local payroll provider for small and medium-sized restaurants in our "backyard," from Tampa to Naples, Florida. Our reputation for awesome, people-centric service built our business. Today, we are equipped to bring that same high-touch service to clients nationwide. Whether you're in Sarasota or Seattle, you get the same dedicated support and powerful technology to help your restaurant thrive. Get a FREE Quote Streamline Your Back-of-House Today Stop letting administrative tasks distract you from your passion. Let a locally owned partner handle the tech, so you can handle the tables. Ready to See a Demo? Let’s Talk.

Group health insurance plans that support your team and keep your business compliant. Expert service available nationwide. Get your quote today! Customized Group Health Plans for Your Business Needs Comprehensive Health Insurance Solutions for Your Employees At iBusinessSolutions, we specialize in designing Group Health Benefit Plans tailored for businesses with 4 or more employees nationwide Our expert team creates affordable, compliant, and comprehensive medical packages that help you attract and retain top talent while simplifying benefits administration. Let us handle the complexities of health insurance compliance so you can focus on growing your business. Contact Us Today Carriers We Work With To play, press and hold the enter key. To stop, release the enter key. Why Choose Group Health Benefit Plans with iBusinessSolutions? As your business grows, offering competitive employee benefits becomes essential. Our group health plans provide: Cost-Effective Coverage: Affordable rates for businesses of all sizes, potentially saving you thousands annually. Compliance Expertise: Navigate ACA, COBRA, and Section 125 requirements with confidence, avoiding costly penalties. Customized Solutions: Tailored plans (PPO, HMO, HSA, HRA, and level-funded options) to meet your workforce’s needs. Employee Satisfaction: Boost retention with comprehensive medical, dental, life, and disability plans that show you value your team. Local Support: As a Sarasota-based partner, we understand the unique needs of Southwest Florida businesses but also provide solutions nationwide. Our Group Health Benefit Offerings We provide a full suite of employee benefit plans to suit any industry, ensuring your business stays competitive and compliant. Group Medical Insurance: Comprehensive plans including PPO, HMO, HSA, plus level-funded solutions for cost control. Group Dental Plans: Affordable dental coverage to complement your medical benefits package. Group Life Insurance: Offer your employees peace of mind with customizable life insurance plans. Short-Term and Long-Term Disability: Protect your workforce with income replacement options for unexpected health challenges. Supplemental Plans: Enhance your benefits with supplemental insurance products. Section 125 Plans: Save on taxes and increase employee take-home pay with pre-tax benefit options. Group Insurance Quote Simplify Compliance and Benefits Administration Navigating the complexities of employee benefits can be overwhelming, especially as your business scales. iBusinessSolutions takes the stress out of compliance by: HSA Plans Ensuring adherence to ACA regulations, COBRA requirements, and other federal mandates. Providing Certificates of Insurance to verify coverage for your records. Offering expert guidance on Section 125 plans to maximize tax savings for you and your employees. Streamlining benefits enrollment and administration with user-friendly tools and personalized support. With iBusinessSolutions, you’ll have a trusted partner to manage your group health benefits, so you can focus on what matters most—running your business. Contact us today to explore how our group health plans can save you money and enhance your employee benefits package. Group Health Quote Individual Medical Insurance Integrated Payroll and HR Solutions In addition to group health benefits, iBusinessSolutions offers simplified payroll services and human capital management tools to streamline your operations. Our online payroll software eliminates the need for in-house accounting expertise, while our timekeeping and workers’ compensation solutions help you manage costs effectively. Learn More About Our Payroll Services Request a Workers’ Compensation Quote Why iBusinessSolutions is Your Trusted Benefits Partner As the #1 choice for payroll, human capital management, and group health benefits, iBusinessSolutions is committed to helping local & national businesses thrive. Our deep understanding of the business landscape, combined with our expertise in compliance and benefits administration, makes us the ideal partner for your growing company. Transparency in Coverage The Transparency in Coverage final rules require non-grandfathered group health plans and health insurance issuers offering non-grandfathered coverage in the group and individual markets to disclose on a public website information regarding: In-network negotiated rates for covered items and services Out-of-network allowed amounts and billed charges for covered items and services As of July 1, 2022, these machine-readable files (MRFs) must be made “publicly available and accessible to any person free of charge and without conditions, such as establishment of a user account, password, or other credentials, or submission of personally identifiable information (PII) to access the file” and must be updated on a monthly basis. The website where these MRFs will be housed is: Important notes about these files: These files are extremely large (minimum file size is 20 GB) and are designed to allow researchers, regulators, and application developers with data related to payment rates for health care services. Due to the size of these files, an individual’s ability to view or download these files will be dependent on their hardware, browser, and internet speed. The data on these files does not reflect the application of benefits or cost-sharing (deductibles, copayments, coinsurance) for a specific health plan. Each MRF uses a standard data format and schema (JSON) defined by federal agencies. For fully insured groups, there will be one MRF per plan network (BlueOptions, BlueCare, etc.). For self-insured groups, there will be one MRF per plan network (BlueOptions, BlueCare, etc.) per group employee identification number (EIN). Users should contact their employer directly to obtain their EIN. All MRFs will only include rates for benefits that Florida Blue or Truli for Health administers – rates for benefits that are “carved out” to other vendors (i.e., pharmacy) will have to be obtained from that vendor. Fully Insured Level Funded Find out why iBusinessSolutions is your #1 choice for Payroll, Human Capital Management, Timekeeping, Workers Comp, and Group Health Benefits. Learn More

Stop being just a number. iBusinessSolutions offers affordable, accurate payroll services with dedicated personal support, turning your payroll mountains into molehills. Payroll Services Built for Your Business, Supported by Real People Compare Payroll Providers. For Your Free Demo Call (941) 487-7275 Payroll Processing in all U.S States. You didn’t start your business to become a payroll expert. Yet, managing payroll processing, tax filings, and compliance can feel like a full-time job. It’s a mountain of work that takes you away from what you do best. At iBusinessSolutions , we turn that mountain into a molehill. We provide a robust, affordable, and easy-to-use online payroll platform that rivals the national "big-box" providers. The difference? Our top-tier technology is backed by an awesome, people-centric service team. When you call us, you get a dedicated professional who knows your name, not a call center queue. Get a Free Quote The iBusinessSolutions Difference: The Service You Deserve We know the frustrations of working with mega-providers. That’s why we built our company to be different. We combine cutting-edge technology with the integrity and service of a local partner. Dedicated Personal Support: Forget 1-800 numbers and support tickets. You get a dedicated, U.S.-based specialist who understands your business and is committed to your success. Affordable & Transparent Pricing: We provide more value at a more affordable cost. Our pricing is straightforward, so you get the services you need without the hidden fees. Simple & Easy Onboarding: Switching payroll providers is daunting. We make it painless. Our team goes the extra mile, handling the setup and data migration to ensure your transition is simple and seamless. A Partner with Integrity: Founded on core Christian values, we are driven to serve our clients and community. We handle your business’s most sensitive data with the integrity it deserves. Complete Payroll Services to Simplify Your Business Our all-in-one payroll solution manages every detail of your payroll processing, ensuring your team is paid accurately and on time, every time. Accurate Online Payroll Processing Run pay roll in minutes. Our intuitive, cloud-based platform lets you process payroll from anywhere, on any device. It’s flexible, fast, and secure. Flexible Payment Options: Direct Deposit & Pay Cards Meet the needs of your modern workforce. We provide reliable direct deposit as well as pay card options, giving your employees the flexibility they want while saving you the hassle of paper checks. Employee Self-Service Portal Empower your team and reduce your administrative workload. Employees get 24/7 secure access to their own pay stubs, W-2s, and tax information, and can easily update their direct deposit and personal details online. Automated Payroll Tax Filing & Compliance Stop worrying about tax deadlines and changing regulations. We automate the calculation, filing, and payment of all federal, state, and local payroll taxes. We ensure you stay compliant, guaranteed. Robust Reporting & Analytics Get instant insight into your payroll data. Access a full library of standard reports or create custom reports to track labor costs, tax liabilities, PTO, and more—all from a single, simple dashboard. Garnishments & Deductions Management We simplify complex payroll tasks. We easily manage court-ordered garnishments and other deductions, ensuring they are calculated and remitted accurately with a clear audit trail. Powerful Payroll Technology. Simplified. You don’t need to be an accounting expert to use our platform. We designed it to be powerful yet simple, giving you everything you need in one place. Single Sign-On Functionality Access payroll, timekeeping, and HR functions from one login. Our platform is a true all-in-one solution, built on a single database to eliminate duplicate entry and errors. SaaS Platform Access From Anywhere: As a true cloud-based (SaaS) solution, our platform gives you the ultimate flexibility. Securely manage your payroll from the office, from home, or on the go. Cutting-Edge Security We take data protection seriously. Your company’s sensitive information is protected in state-of-the-art, SSAE-16 certified data centers with redundant backups and SSL compliance. Your Local Partner, Serving Clients Nationwide For years, iBusinessSolutions has been the trusted local payroll provider for small and medium-sized businesses in our "backyard," from Tampa to Naples, Florida. Our reputation for awesome, people-centric service built our business. Today, we are equipped to bring that same high-touch service to clients nationwide. Whether you're in Sarasota or Seattle, you get the same dedicated support and powerful technology to help your business thrive. Get a FREE Quote Ready to Turn Your Payroll Mountain into a Molehill? Stop spending your valuable time on payroll administration. Let iBusinessSolutions show you how simple and affordable payroll can be. Contact us today for a free, no-obligation demo and quote. See for yourself why business owners are switching from the "big-box" providers to a partner who truly cares. Learn more

iBusinessSolutions makes insurance compliance easy—manage your certificates of insurance online, reduce liability, and simplify vendor risk management. Sign up now! Take Control of Your Insurance Certificates — Fast, Easy, Online What is a Certificate of Insurance (COI)? A COI is an official document that acts as proof that a business has active insurance coverage. It provides an overview of the policy, including key details such as coverage types, limits, and dates. A COI is required when a business is hired as a subcontractor by another business. It can offer assurance and establish trust, especially in business dealings like hiring subcontractors. If a subcontractor does not have a COI showing their own Work Comp coverage, the insured will be responsible for the subcontractor’s Work Comp coverage. What is a Waiver of Subrogation (WOS)? A WOS is a contractual agreement which forfeits the right to pursue an at-fault party for a Workers’ Compensation claim. If a claim occurs regarding a subcontractor on a job, and they do not have their own coverage, the company who hired them is responsible for the damages. The company could choose to subrogate the loss by seeking damages from a third party. However, with a Waiver of Subrogation, the right to subrogate is relinquished. A WOS can be endorsed onto a policy for an additional fee. The business can choose either a Blanket Waiver, which can be used for many, or a Specific Waiver which has one specific business listed. Why You Need a Certificate of Insurance 3. Reduces liability. By carefully documenting certificates of insurance from all third-party vendors, you're setting yourself up nicely for transferring loss to that party's insurer in the event that something goes wrong. 4. Protects you when outsourcing. Contingent work comes with a unique set of insurance hazards. Performing due diligence and checking each vendor's policy against your requirements could profect you from incidents that could lead to costly litigation and effect the profitability of your ventures. 1. Proves your insurance status. The COI is a summary of an insurance policy. It effectively serves as proof of insurance, without the bulk of the policy itself. 2. Provides quick access to information. A COI constitutes an express version of an insurance policy. This convenience could save you dozens of hours of work each year. Certificates of Insurance Requests Made Simple If you need a COI, Current iBusinessSolutions' Work Comp clients can process their own certificates in a few easy steps! Step 1: Contact iBusinessSolutions to set up your account Create an email to: COI@iBusinessSolutions.com Allow 48 Hours to process this request. Once complete, you will receive confirmation with a provided password. Be sure to save this password so that way it is not lost. Step 2: Prepare your COI at NowCerts.com Visit NowCerts.com to begin processing certificates: NowCerts Login Enter the email address and password provided in the confirmation email If password is lost you can request that it be e-mailed to you after supplying the appropriate email address. Insert Proper Certificate Holder Information (Name and Address) Click Continue Completed Certificate will populate automatically. Set Me Up for Self Service COI's Find out why iBusinessSolutions is #1 in Sarasota for Payroll, Human Capital Management, Timekeeping, Workers Comp, and Health Insurance. Get In Touch

Have questions or need support? Contact iBusinessSolutions for trusted HR and payroll software solutions tailored to your business needs. Contact US for Payroll, Benefits & Workers’ Comp Inquiries iBusinessSolutions has been supporting our community and customers since 2008 and will always be there to lend a hand. Contact us today! iBusinessSolutions, Inc. 7020 Professional Parkway E Suite #100 Sarasota, FL 34240 Main Line : (941) 487-7275 Enterprise Line: (941) 487-4099 Payroll Fax: (941) 340-3592 Benefits Fax: (941) 259-1730 Work Comp Fax: (941) 340-3617

Coronavirus Resource Center Our thoughts and prayers go out to those impacted by the COVID-19 virus. iBusinesssolutions continues to monitor the current Coronavirus (COVID-19) situation. We will update the resources and links below as new information becomes available. If you have any questions, please feel free to call our office. Important Links Below…… 1. Families First Coronavirus Response Act: Employee Paid Leave Rights 2. Families First Coronavirus Response Act: Employer Paid Leave Requirements 3. Families First Coronavirus Response Act: Questions and Answers 4. U.S. Small Business Administration – Disaster Assistance 5. Guidance for Preparing Workplaces for Coronavirus – U.S. Department of Labor 6. U.S. Department of Labor – Main Website 7. Florida Dept. of Economic Opportunity Unemployment/Reemployement Claims Filing 8. COVID-19 and the Fair Labor Standards Act Questions and Answers 9. COVID-19 and the Family and Medical Leave Act Questions and Answers 10. CARE ACT – Coronavirus Aid, Relief, and Economic Security Act: US Chamber of Commerce 11. Emergency Loans – Small Business Guide and Checklist 12. Paycheck Protection Program Information

Simplify enrollment, deductions & carrier updates with iSolved’s all-in-one benefits platform. Access anywhere. Schedule a demo with iBusinessSolutions today. Smart, Simple Benefits Administration Manage Your Workforce Benefits From Any Device Demo Our HRIS Platform Call (941) 487-7275 Benefits Administration Demo Offer big-company benefits no matter your company size. Give your employees access to comprehensive, competitive benefit packages while staying on budget. Our dedicated benefits team advocates on your behalf to secure the right coverage at the best value. Simplify benefits administration with streamlined workflows that manage enrollment, payroll deductions, and life events in one integrated system. Carrier connections ensure employee changes are communicated accurately and on time, reducing errors and compliance risk. Stay compliant, save time, and empower your employees with self-service tools, so you can focus on growing your business, not managing benefits. Advance Data Analytics for Cost Control As a National Broker we customize every client’s benefit offering with a focus on: Benchmarking data and healthcare cost projections Robust product offering and knowledge Customized Strategies for budgeting and cost containment Integrated Technology and HRIS platforms Seamless enrollment systems and integration directly with carriers and payroll. We offer different platforms based on the needs of the company. We also offer a self-help Knowledge center to assist you and your employees 24/7 Year-Round Compliance Management We take a proactive approach to review state and federal laws. You are assigned a dedicated Account Manager to review: ACA Testing Section 125 ERISA Cobra 1095 filings 5500 forms Remote / out of state employee requirements, as well as Employer and Employee Advocacy direct to carriers Advocacy for all We act as an extension to your HR Department, offering HRIS platforms to meet both large and small employer needs. Supportive services: Locate a provider, ID card assistance, Employee Assistance Programs, Mental Health Education and Awareness, and Continued education. Contact Us Today Carriers We Work With To play, press and hold the enter key. To stop, release the enter key. 67% of employees acknowledge that the open enrollment process is stressful. See how we can help you provide a better experience. Schedule a demo

Additional Resources Healthcare.gov IRS Q&A on Employer Shared Responsibility Treasury Department ACA Employer Shared Responsibility Fact Sheet The U.S. Small Business Association website Health Care section that lists the dates and times of free, weekly Affordable Care Act 101 Webinars for Small Employers.

Simplify workers comp insurance in Florida with expert support from iBusinessSolutions. Enjoy pay-as-you-go plans, no large down payments, and expert audit support. Simplify Workers’ Compensation in Florida with Pay-As-You-Owe Coverage Choosing the Right Workers’ Comp Policy can give you predictable cash flow. Most states require businesses to carry Workers' compensation insurance and requirements can vary based on factors such as location, industry, and number of employees. In Florida, eligibility is based on employee count, and workers’ compensation rates are set by the state. Because rates are regulated, the real difference from one agency to the next is the expertise, service, and support they provide. With over twenty years of nationwide experience, we specialize in making workers’ compensation simple and stress-free. We take the burden off your shoulders by actively managing your policy and helping you avoid costly mistakes. Our Pay-As-You-Owe payment plan eliminates large down payments, improves cash flow, and aligns your premiums with actual payroll, which frees up capital you can reinvest in growing your business. We go beyond placing a policy. Our team assists with inspections, audits, class code verification, compliance guidance, and other critical details that can significantly impact your costs and exposure. No matter where you operate, we provide the hands-on support and expert advice businesses need to stay compliant, control expenses, and focus on what matters most running their business. REQUEST A FREE QUOTE Understanding PAY-AS-YOU-OWE, or PAYO Are you tired of paying installments based on estimated payroll amounts? Are you tired of taking time out of your busy schedule to remit payment? Not only is it time-consuming, but an installment pay-plan can often lead to an unexpected audit balance. Since the premium for a Work Comp policy is based off the estimated annual premium for the following year, it can be challenging to track. There may be natural rises and falls in your payroll throughout the year, which has a direct impact on the premium paid to the policy. With PAYO, the premium is based on the specific amount of payroll for each check date. This prevents inaccurate premium payments, which often leads to unpleasant audit results. Although comp audits rarely result in a zero balance, the PAYO payment plan allows for significantly more accurate audit results. Our PAYO program allows you to reap the benefits of your comp policy without the stress and loss of time. To find out more, please reach out to our Work Comp department for more details. Multiple Carriers & Plan Arrangements We have access to many A-Rated insurance carriers who offer safety resources, dividend plans, deductible options, and several types of rating plans. Whether it’s a guaranteed cost, or a retro program, we have specific plans to meet your needs. 20 Years of Experience in Florida Workers’ Compensation Drug-Free Workplace Programs Workplace Safety Programs Return to Work Programs Claims Analysis Trying to control your claims experience can leave you feeling powerless. We can help! Our tools and resources help us respond to, track, and manage losses as they occur. We can also analyze your aggregate loss history to determine where significant losses are occurring and develop strategies to mitigate them. Premium Audits Premium Audits occur annually for Workers’ Compensation, approximately 30-60 after the policy renews. We understand that it can be stressful, and we are here to help! Our team is able to provide you with the majority of the necessary paperwork to complete your audit. We are here to support you through the process by corresponding with the carrier on your behalf and answering any questions you may have. After the audit is completed, we’re happy to review the results with you for better understanding. Are you 100% certain that your experience modification factor is correct? Has your agent ever showed you how much each individual claim is affecting your experience mod? We have the expertise to verify the accuracy of your experience mod. In addition, we will pinpoint how much each individual claim is costing you and provide you solutions for reducing them. Find out why iBusinessSolutions is #1 in Sarasota for Payroll, Human Capital Management, Timekeeping, Workers Comp, and Health Insurance. Learn More