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Workers comp premium expense is typically the 4th largest expense on your profit and loss statement. Most agents will have you believe that this expense is set by the state and out of your control. But we have been studying the inner workings of workers comp policies for over a decade.

We relate your workers comp policy to the way a watch works. By looking at the face anyone can tell the time, but when you take the face off there are many parts that work in unison to make the watch work. Your workers comp policy is very similar. With the right experience and guidance, we can control the working parts of your policy and reduce the premiums you pay each year.

Workers Comp

Easy to Understand Workers Comp Premiums

Tired of large down payments and installments based on estimated payrolls that are out of line with your actual payroll figures? Our payroll system takes the guess work out of figuring your workers comp premium. Only your actual workers compensation premium that is based on the current payroll is deducted on a pay-as-you-go basis. Our program only requires a $200 down payment and has no surprising audits at the end of the year.

Multiple Carriers & Plan Arrangements

We have access to several A-Rated carriers offering all types of plans. Whether it’s a guaranteed cost, a retro program, dividends or deductibles, we have the plans to meet your needs.

Risk Management

Drug-Free Workplace Programs
Workplace Safety Programs
Return to Work Programs

Trying to control your claims experience can leave you feeling powerless. We can help! Our tools and resources help us respond to, track, and manage losses as they occur. We can also analyze your aggregate loss history to determine where significant losses are occurring and develop strategies to mitigate them.

Our payroll service can provide you with all the necessary paperwork to complete your premium audit. In fact, with most carriers, the premium audit is done in our office. After the audit is completed we will review the audit with you and verify all exposures for accuracy.

 

Workers Comp Solution

Are you 100% certain that your experience modification factor is correct? Has your agent ever showed you how much each individual claim is affecting your experience mod? We have the expertise to verify the accuracy of your experience mod. In addition, we will pinpoint how much each individual claim is costing you and provide you solutions for reducing them.

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For Business: For Workers Comp inquiry fill our short feedback form or you can also Call – (941) 487-7275 and we’ll get in touch shortly.

Office Hours : 09:00 and 5:00 Mon to Fri | Sat, Sun – Holiday

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