Simplify workers comp insurance in Florida with expert support from iBusinessSolutions. Enjoy pay-as-you-go plans, no large down payments, and expert audit support. Simplify Workers’ Compensation in Florida with Pay-As-You-Owe Coverage Choosing the Right Workers’ Comp Policy can give you predictable cash flow. Most states require businesses to carry Workers' compensation insurance and requirements can vary based on factors such as location, industry, and number of employees. In Florida, eligibility is based on employee count, and workers’ compensation rates are set by the state. Because rates are regulated, the real difference from one agency to the next is the expertise, service, and support they provide. With over twenty years of nationwide experience, we specialize in making workers’ compensation simple and stress-free. We take the burden off your shoulders by actively managing your policy and helping you avoid costly mistakes. Our Pay-As-You-Owe payment plan eliminates large down payments, improves cash flow, and aligns your premiums with actual payroll, which frees up capital you can reinvest in growing your business. We go beyond placing a policy. Our team assists with inspections, audits, class code verification, compliance guidance, and other critical details that can significantly impact your costs and exposure. No matter where you operate, we provide the hands-on support and expert advice businesses need to stay compliant, control expenses, and focus on what matters most running their business. REQUEST A FREE QUOTE Understanding PAY-AS-YOU-OWE, or PAYO Are you tired of paying installments based on estimated payroll amounts? Are you tired of taking time out of your busy schedule to remit payment? Not only is it time-consuming, but an installment pay-plan can often lead to an unexpected audit balance. Since the premium for a Work Comp policy is based off the estimated annual premium for the following year, it can be challenging to track. There may be natural rises and falls in your payroll throughout the year, which has a direct impact on the premium paid to the policy. With PAYO, the premium is based on the specific amount of payroll for each check date. This prevents inaccurate premium payments, which often leads to unpleasant audit results. Although comp audits rarely result in a zero balance, the PAYO payment plan allows for significantly more accurate audit results. Our PAYO program allows you to reap the benefits of your comp policy without the stress and loss of time. To find out more, please reach out to our Work Comp department for more details. Multiple Carriers & Plan Arrangements We have access to many A-Rated insurance carriers who offer safety resources, dividend plans, deductible options, and several types of rating plans. Whether it’s a guaranteed cost, or a retro program, we have specific plans to meet your needs. 20 Years of Experience in Florida Workers’ Compensation Drug-Free Workplace Programs Workplace Safety Programs Return to Work Programs Claims Analysis Trying to control your claims experience can leave you feeling powerless. We can help! Our tools and resources help us respond to, track, and manage losses as they occur. We can also analyze your aggregate loss history to determine where significant losses are occurring and develop strategies to mitigate them. Premium Audits Premium Audits occur annually for Workers’ Compensation, approximately 30-60 after the policy renews. We understand that it can be stressful, and we are here to help! Our team is able to provide you with the majority of the necessary paperwork to complete your audit. We are here to support you through the process by corresponding with the carrier on your behalf and answering any questions you may have. After the audit is completed, we’re happy to review the results with you for better understanding. Are you 100% certain that your experience modification factor is correct? Has your agent ever showed you how much each individual claim is affecting your experience mod? We have the expertise to verify the accuracy of your experience mod. In addition, we will pinpoint how much each individual claim is costing you and provide you solutions for reducing them. Find out why iBusinessSolutions is #1 in Sarasota for Payroll, Human Capital Management, Timekeeping, Workers Comp, and Health Insurance. Learn More

Track employee time, scheduling, attendance, overtime, and workforce management with cloud-based timekeeping software from iBusinessSolutions. Employee Time Tracking & Workforce Scheduling Solutions For a Quick Demo Call (941) 487-7275 Cloud Time & Attendance Software Built for Small Businesses A major complaint often heard from small business owners is the time spent on scheduling and monitoring attendance. When you manually look at the scheduled adherence (compare schedules vs. time worked) you can see an opportunity to increase revenue while reducing costs. The time it takes to monitor and track attendance is time wasted especially when there is a software solution that will manage this for you in no time. Our Payroll service will reduce the time spent on scheduling and tracking attendance. iBusinessSolutions offers easy to use functions for employee scheduling, attendance monitoring, and schedule adherence. Schedule a demo Compare Schedule vs. Actual Time Quickly See Late or Leaving Late Immediate Access to Missed Shifts Set Alerts for Late, Early, Ect. Set Attendance Rules Assign Multiple Shifts View by hours, Days, or Months Quickly Schedule Holidays Easily Transfer Shifts for Employees Click and Drag Options Update and Export Reports Multiple Customized Reports Available Cloud-Based Solution with Real-Time Data Access Our time and attendance Payroll service is a complete time & attendance system that can be used all on its own or as part of a complete human capital management solution, with human resources, payroll, and benefits enrollment. Our software replaces tedious time-tracking procedures and completely eliminates manual collection of the information needed for payroll. iBusinessSolutions Payroll Processing It connects various methods of time collection such as physical time clocks, the mobile payroll app, or even self-service, providing maximum flexibility no matter where your employees are located or how they work. Our payroll service was born in the cloud, and engineered for the small-to-mid-sized employer. It offers simple, intelligent navigation, robust reporting and powerful configuration options. Our software service can be extended to include scheduling as well. With the Scheduling and Attendance module, this service allows employers to build schedules, monitor attendance and be alerted to exceptions. Time & Attendance Accurately track, manage and process time and attendance for your entire workforce, even if you have remote employees, multiple locations or mobile employees. With our HCM software, you can choose the data collection that works best for your business – online, with a time clock or with the mobile app. Shift differentials Self-service punching Labor allocations Crossing midnight boundaries Rules-driven pay policies NXG clocks with an optional biometric scanner Overtime and premiums Flexible time rounding rules Meal and break tracking Find out why iBusinessSolutions is #1 in Sarasota for Payroll, Human Capital Management, Timekeeping, Workers Comp, and Health Insurance. Schedule a demo

Understand officer exemptions and minimums for Florida workers compensation. Stay compliant with expert tips. Explore the guide now. Understanding Officer Minimums and Exemptions FLORIDA WORKERS’ COMPENSATION EXEMPTIONS AT-A-GLANCE iBusinessSolutions provides as much relevant information possible to keep you knowledgeable and protected. Officer Exemptions can be obtained through the state of Florida and determine your inclusion in the Work Comp policy for your business. Our goal is to become a resource and business partner for your business. Please don’t hesitate to reach out with any question you may have regarding Workers’ Comp . In addition, please contact a licensed insurance agent, an attorney, or the Division of Workers’ Compensation. Worker Comp Quote 2026 Officer Minimums Non-construction minimum: $67,600 annually per included officer Non-construction maximum: $202,800 annually per included officer ($3,800/week) Construction minimum: $33,800 annually per included officer Construction maximum: $202,800 annually per included officer ($3,800/week) Officer Exemptions: What does it mean? ✅ No Officer Exemption / Included in the policy: The officer minimum payroll does apply for Workers’ Comp premium calculation. If the officer paid themselves less than the officer minimum, it will be due at audit. ❌ Active Officer Exemption / Excluded from the policy: The officer minimum payroll does NOT apply for Workers’ Comp premium calculation. They do not have coverage through their comp policy. Officer exemptions must be filed through the State of FL in order to be active They can be filed, renewed, or revoked at: https://www.myfloridacfo.com/division/wc/employer/exemptions Officer exemptions expire every 2 years, regardless of industry, and it is the insured’s responsibility to ensure it’s active if they intend to be exempt. The Divisions of Bureau of Compliance can be reached at (850) 413-1609 if you have addition questions or concerns. Construction Industry Worker’s Comp is required by law if the business has 1 or more employees Corporate officers may elect to be exempt if: The officer owns at least 10% of the stock of the business The officer is listed as such in the records of the FL Dept of State The business is registered and listed as active with the FL Dept of State No more than 3 corporate officers can be exempt per business. There is a $50 application fee per officer. Non-Construction Industry Worker’s Comp is required by law if the business has 4 or more employees Non-Construction officers may elect to be exempt if: The officer is listed as such in the records of the FL Dept of State The business is registered and listed as active with the FL Dept of State There is no limit to the number of exempt officers. There is no application fee applied. Sole Proprietors and Partners in Non-Construction Industry They are automatically exempt but can elect to be included in the comp coverage. Contact Us Today Work Comp FAQ What are Class Codes and why do they matter? Class codes are used to categorize the work conducted by employees in different departments. Each class code has an associated Net Rate, which is issued by the state of FL. The net rate changes based on the risk of the particular job. For instance, a roofer will have a higher net rate than a receptionist due to the nature of the work being conducted. This is why it is crucial that the employee log is reviewed regularly by management to ensure everyone is classified properly. How do I know if I’m required by law to have Workers' Compensation coverage? To ensure that your business is compliant, simply count the number of current employees. Construction: If you have one or more it is required by law to have WC coverage. Non-Construction: If you have four or more employees, it is required by law to have WC coverage. What are the common Construction Class Codes in FL? The construction industry covers a wide range of jobs! It ranges from steel work, carpentry, roofing, and welding. Please see the link below for a comprehensive review of the construction class codes that are frequently utilized in Florida. Florida Construction Class Codes The state Division of Workers’ Compensation considers the following class codes to be in the construction industry. An employer is engaged in the construction industry when any portion of the employer’s business operations is described in the construction industry classification codes below: (a) 0042 Landscape Gardening and Drivers (b) 0050 Farm Machinery Operation By Contractor and Drivers (c) 1322 Oil or Gas – Well – Cleaning or Swabbing of Wells – By Specialist Contractor – No Drilling & Drivers (d) 2799 Manufactured, Modular or Prefabricated Home Setup, Hookup, or Installation at Building Site (e) 3365 Welding or Cutting NOC and Drivers (f) 3719 Oil Still Erection or Repair (g) 3724 Machinery or Equipment Erection or Repair NOC and Drivers (h) 3726 Boiler Installation or Repair – Steam (i) 5020 Ceiling Installation Suspended Acoustical Grid Type (j) 5022 Masonry NOC (k) 5037 Painting: Metal Structures Over Two Stories in Height and Drivers (l) 5040 Iron or Steel: Erection – Frame Structures (m) 5057 Iron or Steel: Erection NOC (n) 5059 Iron or Steel: Erection – Frame Structures Not Over Two Stories in Height (o) 5069 Iron or Steel: Erection Construction of Dwellings Not Over Two Stories in Height (p) 5102 Door and Window Installation – All Types – Residential and Commercial (q) 5146 Furniture or Fixtures Installation – Portable – NOC (r) 5160 Elevator Erection or Repair (s) 5183 Plumbing NOC and Drivers (t) 5188 Automatic Sprinkler Installation and Drivers (u) 5190 Electrical Wiring Within Buildings and Drivers (v) 5213 Concrete Construction NOC (w) 5215 Concrete Work Incidental to the Construction of Private Residence (x) 5221 Concrete or Cement Work – Floors, Driveways, Yards or Sidewalks and Drivers (N/A MA) (y) 5222 Concrete Construction in Connection with Bridges or Culverts (z) 5223 Swimming Pool Construction, Installation, or Repair -Not Iron or Steel & Drivers (aa) 5348 Ceramic Tile, Indoor Stone, Marble, or Mosaic Work (bb) 5402 Hothouse Erection All Operations (cc) 5403 Carpentry – NOC (dd) 5437 Carpentry – Installation of Cabinet Work or Interior Trim (ee) 5443 Lathing and Drivers (ff) 5445 Wallboard Installation Within Buildings and Drivers (gg) 5462 Glazier Away From Shop and Drivers (hh) 5472 Asbestos Removal Operations: Contractor – Pipe and Boiler Work Exclusively & Drivers (ii) 5473 Asbestos Removal Operations: Contractor – NOC and Drivers (jj) 5474 Painting NOC & Shop Operations, Drivers (kk) 5478 Floor Covering Installation – Resilient Flooring – Carpet and Laminate Flooring (ll) 5479 Insulation Work NOC and Drivers (mm) 5480 Plastering NOC and Drivers (nn) 5491 Paperhanging and Drivers (oo) 5506 Street or Road Construction: Paving or Repaving and Drivers (pp) 5507 Street or Road Construction: Subsurface Work and Drivers (qq) 5508 Street or Road Construction: Rock Excavation and Drivers (rr) 5509 Street or Road Maintenance or Beautification & Drivers (ss) 5535 Sheet Metal Work – Installation & Drivers (tt) 5537 Heating, Ventilation, Air-Conditioning and Refrigeration Systems Installation, Service and Repair, Shop, Yard & Drivers (uu) 5551 Roofing – All Kinds and Drivers (vv) 5606 Contractor – Project Manager, Construction Executive, Construction Manager or Construction Superintendent (ww) 5610 Cleaner – Debris Removal – Construction Contractor (xx) 5613 Cleaner – Debris Removal – Temporary Labor Service (yy) 5645 Carpentry – Detached One or Two Family Dwellings (zz) 5651 Carpentry – Dwellings – Three Stories or Less (aaa) 5703 Building Raising or Moving (bbb) 5705 Salvage Operation – No Wrecking or Any Structural Operations (ccc) 6004 Land Pile Driving (ddd) 6006 FMarine Pile Driving, Dock & Seawall, Jetty or Breakwater, Dike or Revetment Construction – All Operations to Completion & Drivers (eee) 6017 Dam or Lock Construction: Concrete Work – All Operations (fff) 6018 Dam or Lock Construction: Earth Moving or Placing – All Operations and Drivers (ggg) 6045 Levee Construction – All Operations to Completion and Drivers (hhh) 6204 Drilling NOC and Drivers (iii) 6206 Oil or Gas Well: Cementing and Drivers (jjj) 6213 Oil or Gas – Well – Specialty Tool & Equipment Leasing NOC – All Employees & Drivers (kkk) 6214 Oil or Gas Well: Perforating of Casing – All Employees and Drivers (lll) 6216 Oil or Gas – Lease Work NOC – By Specialist Contractor & Drivers (mmm) 6217 Excavation and Drivers NOC (nnn) 6229 Irrigation or Draining System Construction & Drivers (ooo) 6233 Oil or Gas Pipeline Construction & Drivers (ppp) 6235 Oil or Gas Well: Drilling or Redrilling & Drivers (qqq) 6236 Oil or Gas Well: Installation or Recovery of Casing & Drivers (rrr) 6237 Oil or Gas Well: Instrument Logging or Survey Work and Drivers (sss) 6251 Tunneling Not Pneumatic – All Operations (ttt) 6252 Shaft Sinking – All Operations (uuu) 6260 Tunneling – Pneumatic – All Operations (vvv) 6306 Sewer Construction – All Operations and Drivers (www) 6319 Gas Main or Connection – Construction and Drivers (xxx) 6325 Conduit Construction – For Cable or Wires – & Drivers (yyy) 6400 Fence Installation and Repair-Metal, Vinyl, Wood or Prefabricated Concrete Panel Fence Installed By Hand (zzz) 7538 Electric Light or Power Line Construction & Drivers (aaaa) 7605 Burglar and Fire Alarm Installation or Repair & Drivers (bbbb) 7855 Railroad Construction: Laying or Relaying of Tracks or Maintenance of Way by Contractor – No Work on Elevated Railroads – & Drivers (cccc) 8227 Construction or Erection Permanent Yard (dddd) 9534 Mobile Crane and Hoisting Service Contractors – NOC – All Operations – Including Yard Employees and Drivers (eeee) 9554 Sign Installation, Maintenance, Repair, Removal, or Replacement NOC & Drivers Find out why iBusinessSolutions is #1 in Sarasota for Payroll, Human Capital Management, Timekeeping, Workers Comp, and Health Insurance. Workers Comp Quote

Stop overpaying PEOs. iBusinessSolutions offers high-tier healthcare payroll, compliance, and benefits with transparent, a la carte pricing. Precision Payroll & Compliance for Medical Practices For Your Free Demo Call (941) 487-7275 Focus on Your Patients. We’ll Focus on Your People. In the healthcare industry, there is no room for error. Whether you are managing a private practice, a multi-location clinic, or a specialized surgical center, your payroll and compliance needs are far more complex than a standard business. Between rotating shifts, multiple pay rates for different providers, and the heavy burden of healthcare regulations, "good enough" payroll isn't enough. At iBusinessSolutions, we provide specialized medical payroll services designed to turn your administrative headaches into streamlined, automated workflows. We combine top-tier technology with a people-centric approach to ensure your practice remains compliant, your staff stays satisfied, and your focus remains on quality care. Explore Medical Practice Solutions Solving the Complexities of Medical Payroll Simplify Complex, High-Risk Payroll Structures Managing medical staffing payroll involves more than just cutting checks. From physicians and RNs to per-diem staff and administrative teams, medical practices face unique pay structures, shift differentials, and rotating schedules. The Pain Point: Manually calculating varied pay rates and tracking hours across different roles increases administrative burden and the risk of penalties. The iBusinessSolutions Solution: Our integrated HR technology is your one-stop shop. We offer automated payroll for medical clinics with easy-to-use, self-serve time and attendance solutions. Effortlessly process multiple pay types, monitor compliance in real-time, and eliminate the manual "paper trail" that leads to errors. Navigate Heavy Regulatory and Benefits Compliance Healthcare employers operate in one of the most strictly regulated environments in the country. Between ACA requirements, CMS, OSHA, and state-level rules, the pressure to maintain compliance is relentless. The Pain Point: Non-compliance with health plan non-discrimination rules or complex benefits integration—especially during practice growth or acquisition—can lead to massive fines and legal exposure. The iBusinessSolutions Solution: Our team of licensed experts provides comprehensive administrative services to simplify your benefit plans. We handle the heavy lifting of medical payroll and benefits integration during onboarding, ensuring you stay compliant with all federal and state mandates. Control Workers’ Comp Costs and Reduce Risk Medical professionals face specific workplace risks, from needlestick injuries to patient-handling strains. Furthermore, classifying different roles correctly for insurance purposes is a frequent challenge for medical office managers. The Pain Point: Improper employee classification or unexpected premium spikes during audits can cripple a practice’s cash flow. The iBusinessSolutions Solution: We protect your practice through our integrated Learning Management System (LMS) and HR platform, allowing you to automate safety training and document compliance records insurers demand. Our licensed experts assist with precise employee classifications, and our Pay-As-You-Owe (PAYO) system syncs your premiums directly to real-time payroll. No more "surprise" bills at the end of the year. Why Medical Practices are Moving Away from PEOs Many medical practices feel "trapped" in a PEO (Professional Employer Organization) model. While PEOs offer convenience, they often charge administrative fees based on a percentage of your total payroll. The Problem For a medical practice, where physician and specialist salaries are high, you end up paying a massive "tax" to your payroll provider just because your staff is highly compensated. The iBusinessSolutions Solution We offer the same high-tier benefits and enterprise technology but with transparent, a la carte pricing. You keep your own tax ID, maintain control of your practice, and save thousands—if not tens of thousands—annually by eliminating percentage-based fees. The iBusinessSolutions Difference: Real People, Real Integrity We know that in a medical setting, if payroll is wrong, it affects the morale of the people saving lives. You shouldn't have to wait in a 45-minute phone queue to fix a paycheck error. Awesome People-Centric Service When you call, a real person answers. You get a dedicated representative who knows your practice, your staff, and your specific needs. Values-Driven Partnership Founded on core Christian values, our mission is to serve. We aren't just a software vendor; we are a partner that goes the extra mile because we believe in the work you do. Nationwide Capability Whether you are in Florida, our backyard, or operating clinics across state lines, our technology and expertise scale with you. Stop Overpaying for "Big-Box" Medical Payroll Most medical practices are forced into rigid, expensive contracts by national providers who don’t understand the nuances of healthcare labor laws or medical shift differentials. At iBusinessSolutions, we provide the freedom to only pay for what you need. The iBusinessSolutions Guarantee: No Call Centers: You have a direct line to your dedicated expert. Simple Onboarding: we make the transition easy and handle the heavy lifting of data migration. Integrity First: We operate with total transparency, ensuring your practice is handled with the highest ethical standards. Get a FREE Quote Request Your Free Practice Audit Call Our Healthcare Specialists at 941-487-7275 Ready to See a Demo? Let’s Talk.

Events Vet Togeter iBusinessSolutions will be attending the Vet Together conference at the Las Vegas convention center October 1-3, 2026. Click Here to take Survey

Explore flexible payroll packages with HR, compliance & onboarding tools. Trusted by Florida businesses and companies nationwide. Get started today. Choose Package: Payroll & HR Solutions What’s Included in Each Package iCore SELECT iComp SELECT Payroll & Tax Management Administration for all aspects of payroll, pay cards, garnishments, expense reimbursement, salary management HR Software Compensate your workforce while securely storing data across the employee lifecycle. isolved Human Resources eliminates paper files, streamlines HR workflows and reduces errors and inefficiencies HR Compliance Library HR Basic takes the guesswork out of HR and employee benefits compliance so you can focus on what really matters. Accrual Tracking Automate your PTO, Sick, Vacation and any other accruals your company tracks in one easy to use system. Guided HR Compliance & Compliance Poster Service All the great features of the HR Compliance Library + 24/7 access to SPHR certified advisors to help answer all your HR related questions. Onboard & Develop Integrated workflows to automate employee onboarding & offboarding. Online Benefits Enrollment Easily set up and administer employee benefits to drive self-service enrollment and election changes. Deliver a simple benefits experience to attract and retain top talent within your organization. Contact Us Today Find out why iBusinessSolutions is #1 in Sarasota for Payroll, Human Capital Management, Timekeeping, Workers Comp, and Health Insurance. Schedule a demo

Have questions or need support? Contact iBusinessSolutions for trusted HR and payroll software solutions tailored to your business needs. Contact US for Payroll, Benefits & Workers’ Comp Inquiries iBusinessSolutions has been supporting our community and customers since 2008 and will always be there to lend a hand. Contact us today! iBusinessSolutions, Inc. 7020 Professional Parkway E Suite #100 Sarasota, FL 34240 Main Line : (941) 487-7275 Enterprise Line: (941) 487-4099 Payroll Fax: (941) 340-3592 Benefits Fax: (941) 259-1730 Work Comp Fax: (941) 340-3617

Simplify ACA compliance, IRS reporting, and employee benefits tracking with ACA management solutions from iBusinessSolutions. ACA Compliance & Reporting Solutions for Employers LEARN MORE What is the ACA? The Affordable Care Act (ACA) is a federal law designed to expand access to health insurance. ACA requirements depend on the size of the business. For employers, the most significant provision is the Employer Shared Responsibility, also called the Employer Mandate, which applies to Applicable Large Employers (ALEs). An employer is considered an ALE if it averaged 50 or more full-time employees, including full-time equivalents, in the prior calendar year. It’s important to note the ACA definition of a Full-Time Employee. Employees are considered full-time they work 30 hours per week OR 130 hours per month. This is lower than the traditional 40-hour standard and often catches employers by surprise. What are the core ACA requirements for Applicable Large Employers? If an employer is an ALE, they must meet all three of the following standards: 1. Offer Coverage to at least 95% of Full-Time Employees Coverage must be offered to full-time employees and their dependents, including children up to 26 years old. 2. Minimum Essential Coverage (MEC) The plan must qualify as Minimum Essential Coverage, meaning it satisfies ACA’s baseline benefit requirements. 3. Affordability & Minimum Value Affordability: Employee-only premiums cannot exceed a set percentage of household income. Minimum Value (MV): Plan must cover at least 60% of expected medical costs. What Triggers ACA Penalties? ACA penalties are enforced by the IRS and are triggered when both conditions are met: The employer fails to offer compliant coverage or fails affordability/MV rules At least one full-time employee receives a Premium Tax Credit through the ACA Marketplace. What are the types of Penalties that can be issued? 4980H(a) – Failure to offer coverage to at least 95% of full-time employees 4980H(b) – Coverage offered but not affordable or not minimum value What support can we provide? Employer Size & ACA Applicability Guidance: our solution provides extensive reporting to ensure hours are tracked according to the ACA standards and that employers know when they meet the requirement as an ALE. Reports are also ready and available for potential audits. Group Benefit Plans design and affordability strategy to ensure MEC and MV standards are met. IRS Reporting & Documentation Support with Forms 1095 preparation and processing Ongoing compliance monitoring and risk management as well as employer communication & education Find out why iBusinessSolutions is #1 in Sarasota for Payroll, Human Capital Management, Timekeeping, Workers Comp, and Health Insurance. Schedule a demo

Discover how iBusinessSolutions turns administrative mountains into molehills. From iSolved HCM technology to personalized Workers’ Comp and Benefits, we support SMBs nationwide with integrity and expert care. Simplify Your Back Office and Get Back to Doing What You Do Best. Compare Payroll Providers. For Your Free Demo Call (941) 487-7275 Comprehensive Payroll, Benefits, and Insurance Solutions Tailored for Your Growth. At iBusinessSolutions, we believe your focus should be on your craft, your team, and your community—not on the complexities of administration. We combine best-in-class technology with a people-centric approach to simplify your back office and protect your most valuable asset: your people. Schedule A Demo WHO WE ARE Nationwide Reach with a Local Florida Gulf Coast Heart For nearly 17 years, iBusinessSolutions has served as a family and Christian-owned leader in the HCM and insurance industry. While our roots are in the Florida Gulf Coast, we are proud to support business owners in 48 states across the country. We aren't just a vendor; we are an extension of your team. Founded on core values of Simplicity, Compassion, and Community, we invest $250,000 annually back into the communities we serve. Our mission is to keep you in compliance and "in the know," so you can lead with peace of mind. Back-Office Solutions: Payroll, Benefits & Risk Management Cloud-Based Payroll & HR Powered by the iSolved People Cloud, our unified platform eliminates the need for multiple tools and manual data entry. Real-Time Processing: View previews and handle tax filings with ease. Simplified Onboarding: Make a great first impression with digital onboarding for every new hire. Workforce Management: Integrated time tracking, scheduling, and custom PTO policies tailored to your management levels. Multi-State Support: Certified payroll reports and garnishment processing across nearly every state Learn More Expert Benefits Administration Attract and retain key personnel with a benefits package that is easy to manage and easy for employees to love. Full-Service Management: We handle everything from eligibility and QLEs to carrier communication. Invoice Reconciliation: We "police" your monthly invoices to ensure you are never overcharged by carriers. Employee Self-Service: Mobile-friendly open enrollment and life-event management. Compliance Peace of Mind: We manage COBRA, ACA reporting (1094/1095), and ERISA wrap documents so you don't have to. Learn More Smart Workers’ Comp & Risk Management Stop overpaying for insurance. We align your coverage with your actual business needs to protect your cash flow. Pay-As-You-Owe: Eliminate large down payments and surprise year-end audits by tying premiums directly to your actual payroll. Expert Classification: We verify class codes to ensure you are paying the correct premium for your specific industry. Audit Support: When it's time for an audit, we supply all records and payment trails for you. Carrier Advocacy: We shop your policy annually and fight for "safety rewards" or dividends to put capital back into your business. Learn More Why Businesses Choose Us Over the "Giants" Unlike faceless call centers, we know our clients by name. We offer: Transparent Pricing You only pay for what you use—no hidden fees, no forced bundles, and no charges for custom reports Free Training When you have staff turnover, we are always available to train your new team members at no extra cost. Scalability Whether you have five employees or five hundred, our platform grows with you. Community Integration Our platform even allows your employees to give directly to non-profits worldwide through our integrated giving tool. Experience iSolved: Industry-Leading HCM Software iSolved is more than just payroll—it is a comprehensive Human Capital Management suite. See how it streamlines talent acquisition, expense management, and performance reviews in one single sign-on experience. Get a FREE Quote Ready to make your administrative mountains disappear? Contact us today for a free, no-obligation demo and quote. See for yourself why business owners are switching from the "big-box" providers to a partner who truly cares. Learn more

iBusinessSolutions is the premier payroll, HR, and benefits management company in Sarasota, FL. Learn more about our nationwide services and company values. About iBusinessSolutions Our work is Payroll. Our Passion is People. Co-Founder David Yohn Co-Founder Jamie Dunnam Sales MGR / Partner Michael Braun Helping Businesses Simplify Payroll, HR & Workforce Management Since 2008, iBusinessSolutions has helped businesses simplify payroll, human resources, employee benefits, workers’ compensation, and workforce management through personalized service and scalable business solutions. Based in Sarasota, Florida, our team supports small and mid-sized businesses across Tampa, Bradenton, St. Petersburg, Venice, Port Charlotte, and throughout the United States. From hire to retire, we provide the thorough support and assistance you need to ensure that your business meets and exceeds its goals. Our wealth of expertise in employee management, human resources, payroll, workers' compensation, and insurance paired with program monitoring, legal compliance, and evaluation of proper insurer performance establish our edge and diversity when servicing your business. Our solutions have transformed how businesses manage their most vital asset: their people. We deliver comprehensive, scalable, and high-value outcomes that are valued by employers, entrepreneurs, and customers. Our Story: David & Jamie started this company with a vision to support our Community and Small businesses with affordable, service-oriented payroll, benefit, and work comp solutions. We focus on our values, our community, and always put people first. Our Mission: To turn our clients’ mountains into molehills by simplifying their complex processes. Our Vision: To invest $250,000 annually into our team and community to inspire positive change. Our Values Simplicity we take complicated subjects, break them down and package them in a way that can be easily understood. we ensure our message is understood with confirmation. we are sensitive to the needs and timeline of others. we intentionally seek out the needs of others. Communication Compassion Community Ownership we accept full responsibility for our actions.

Coronavirus Resource Center Our thoughts and prayers go out to those impacted by the COVID-19 virus. iBusinesssolutions continues to monitor the current Coronavirus (COVID-19) situation. We will update the resources and links below as new information becomes available. If you have any questions, please feel free to call our office. Important Links Below…… 1. Families First Coronavirus Response Act: Employee Paid Leave Rights 2. Families First Coronavirus Response Act: Employer Paid Leave Requirements 3. Families First Coronavirus Response Act: Questions and Answers 4. U.S. Small Business Administration – Disaster Assistance 5. Guidance for Preparing Workplaces for Coronavirus – U.S. Department of Labor 6. U.S. Department of Labor – Main Website 7. Florida Dept. of Economic Opportunity Unemployment/Reemployement Claims Filing 8. COVID-19 and the Fair Labor Standards Act Questions and Answers 9. COVID-19 and the Family and Medical Leave Act Questions and Answers 10. CARE ACT – Coronavirus Aid, Relief, and Economic Security Act: US Chamber of Commerce 11. Emergency Loans – Small Business Guide and Checklist 12. Paycheck Protection Program Information

High-tech payroll, HR, and Workers’ Comp for restaurants. iBusinessSolutions combines the power of iSolved with a personal touch you won’t find at big-box providers. Restaurant Payroll, HR, & Benefits Helping Restaurants Increase Efficiency with a Personal Touch. For Your Free Demo Call (941) 487-7275 The Heart of Your Restaurant is Serving People. The Heart of Our Business is Serving You. You didn't open a restaurant to spend your afternoons buried in onboarding paperwork and tip-credit calculations. You did it to serve your community. At iBusinessSolutions, we share that same passion. We are a locally owned and operated partner providing top-of-the-line technology—with a personal touch—to help restaurant owners nationwide regain their time. We treat your business like our neighbor, because that’s exactly who we are. Streamline My Restaurant Operations Built for Local Restaurants, Powered by Enterprise Tech We know that in the hospitality industry, every minute counts. We combine the robust power of the iSolved platform with a dedicated service team that knows your name. No 1-800 numbers, no endless hold times—just elite solutions for the unique hurdles you face. Automated Hiring & Onboarding The Problem: High turnover makes manual onboarding a full-time job. The Solution: Our Attract & Hire tools automate job postings and background checks. New hires complete their paperwork digitally—via mobile app or web—before they ever walk through your kitchen doors. The Result: Your staff is "Day-One Ready" with e-signatures, training links, and clock-in credentials already set. Scalable Compliance & Labor Management The Problem: As you grow, so does the complexity of ACA, tip credits, and wage notices. The Solution: We provide automated alerts and workflows that trigger at key growth thresholds (like reaching 50 FTEs). The Benefit: Our system handles the heavy lifting for time scheduling, meal/break compliance, and eligibility tracking, keeping you on the right side of state and local regulations. Real-Time Workers’ Comp (PAYO) The Problem: Massive, unexpected bills at the end of the year due to estimated premiums. The Solution: Our Pay-As-You-Owe (PAYO) solution calculates premiums based on your actual payroll each cycle. The Benefit: Protect your cash flow with no down payments and no year-end audit surprises. Why iBusinessSolutions is the Right Ingredient for Your Business "We are a Christian-valued organization driven by integrity. We believe in giving back—investing over $250,000 annually into local charities. When you partner with us, you’re not just buying software; you’re joining our team to strengthen the business community." A Personal Contact: You have a dedicated representative who understands the "Season" and the specific rhythm of the restaurant industry. A La Carte Flexibility: Don't pay for what you don't need. Unlike PEOs, we offer transparent, flexible pricing that saves you thousands annually. Mobile-First Design: Servers and chefs can check paystubs, request PTO, and view schedules right from their phones. What Restaurant Clients Say About iBusinessSolutions Your Local Partner, Serving Clients Nationwide For years, iBusinessSolutions has been the trusted local payroll provider for small and medium-sized restaurants in our "backyard," from Tampa to Naples, Florida. Our reputation for awesome, people-centric service built our business. Today, we are equipped to bring that same high-touch service to clients nationwide. Whether you're in Sarasota or Seattle, you get the same dedicated support and powerful technology to help your restaurant thrive. Get a FREE Quote Streamline Your Back-of-House Today Stop letting administrative tasks distract you from your passion. Let a locally owned partner handle the tech, so you can handle the tables. Ready to See a Demo? Let’s Talk.