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Affordable Care Act- Congress Eliminates Cap on Deductibles

The deductible cap for small group health plans under the Affordable Care Act has been permanently removed. Originally, the Affordable Care Act (ACA) had a provision that capped the deductible for individual and small group health plans at $2,000 for individuals and $4,000 for families. Last year, when it became evident that it would be difficult for many plans to comply with that requirement, the Health and Human Services Department issued a waiver for 2014. Now, through a bipartisan effort,…

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